MONEY SAVING TIPS

Don't have enough money to save? It may surprise you how much you can save by making small changes in your daily habits.

 

 

 

 

Follow these tips:

 

• Pay on time to avoid fees and penalties.

• Cancel services that you don't need, such as memberships, premium cable and others.

• Once you payoff a loan, transfer the same amount each month to your savings account.

• Enroll in automatic payment systems.

• Don't buy on credit unless it is absolutely necessary.

• Save additional money that you receive from salary raises or bonuses.

• If you get an income tax refund, save as much as you can.

• If you get paid through direct deposit, transfer money to your savings account.

• Take lunch to work.

• Rent videos instead of going out to the movies. Return them on time to avoid penalties. Find out if there's a lower rate for 24-hour returns.

• Save your change in a piggy bank or jar.

• Enroll in Ahorro Directo and save automatically.

• Open a Christmas Club and/or Summer Club.