Banco Popular NOVEL Dual American Express® Card

  • PREMIA®1 - When you enroll your NOVEL Dual account  in the PREMIA ® program, you will earn 1 point for every $1 you purchase with any of your NOVEL Dual  cards. You will also earn points for other products and services you use or acquire from Popular.

Services and insurance benefits that offer you peace of mind.


  • Worldwide Car Rental Insurance FREE2
  • Travel Accident Insurance FREE coverage up to $250,000 2
  • Emergency Travel Assistance2
  • Card Replacement

Shop at ease with

  • 100% protection against unauthorized charges.
  • Optional credit protection insurance Chargegard Plus : your credit is protected in case of an unexpected event where your income is at risk. 3

Subject to the Terms and Conditions of the PREMIA® program. Not available in the Virgin Islands.


Subject to the terms and conditions of the policies. For more information call (787) 758-0505 or 1-800-981-9505. Insurance benefits apply when transacion is paid in full with your card.


Chargegard Plus is an optional insurance that may be canceled at any time. Banco Popular will not condition your credit transaction to the purchase of this insurance or your agreement not to obtain an insurance from a non affiliates entity. The Bank will not reject an insurance presented by you related to your credit transaction as long as said insurance complies with the requirements and standards related to the coverage, financial capacity and service provided by the insurer. Insurance products are not a deposit or other obligation of nor are they guaranteed by, the Bank or its affiliates; they are not insured by the FDIC or any other US agency, the Bank or its affiliates. Certain age limitations and other conditions and exclusions apply. For more information call Caribbean American Life Assurance Company at 787-250-1199.


Subject to the terms and conditions of the program. For more information call (787) 758-0505 or 1-800-981-9505.