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CHECKING ACCOUNTS |
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ELECTRONIC ACCOUNTS |
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Cuenta Popular® |
MultiCuenta Popular® |
Popular Plus® |
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Acceso Popular |
Acceso Universitario |
Acceso ETA | e-account | Cima Account |
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For those who issue a small number of checks. |
For those who want checks, savings, and a reserve line of credit, all under the same account number. Learn more |
For those who have high balances and wish to always generate interests on both chekings and savings sections. Learn more |
For those who seek an affordable account with transactions section and a savings section. Learn more |
Exclusively designed for college students. Learn more |
To receive electronically the benefits of Social Security and other Federal programs through Direct Deposit. Learn more |
For those who prefer to do their transactions online. Open your account online. Learn more |
For those who look for the performance of a CD but with the flexibility of a deposit account. Learn more |
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FEATURES | FEATURES | |||||||||||||||||||||||||||||||||
| Minimum opening deposit | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $1,000 | |||||||||||||||||||||||||||
| ATH® Card |
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| International ATH Visa Card |
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| Checks | 10/cycle | 20/cycle | Unlimited | $0.50 each | |||||||||||||||||||||||||||||||
| Ahorro Directo1 |
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| FREE optional life insurance with accidental death coverage2 |
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| Premia® Reward Program3 |
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Free |
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| Reserve Line of Credit4 |
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| Interest-earning bearing account | Savings Section | Checkings and Savings Section | Savings Section | Savings Section |
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| Optional Overdraft Service5 |
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| Monthly service fee | $3 monthly fee if the minimum daily balance of $250 or more is maintained, otherwise , $5 per month | $0 monthly fee if you maintain a minimum daily balance of $500 in the checking section or $1,000 in the savings section; or a combined balance of $10,000 on IRAs and CDs; or $25,000 or more in the CIMA account at the end of the cycle. Otherwise, $8 per month |
$0 monthly fee if you maintain an average daily balance of $2,500 between the sum of the checking section and savings section; or maintain a combined balance of at least $25,000 on IRAs and CDs; or $25,000 or more in the CIMA Account at the end of the cycle. Otherwise, $12 per month |
$1.50 monthly fee if during the cycle any Direct Deposit is received, if not: $2.50 | $0 monthly fee if the account received Direct Deposit, if not $1.50 Special discount in the monthly fee of $0.50 if you receive e-statements. |
$1.00 | $0 monthly fee if during the cycle you connect to My Online Bank during the cycle; or receive a Direct Deposit; or make an electronic payment through Pay-by-Phone or My Online Bank Otherwise, $5.95 per month. |
$0 | |||||||||||||||||||||||||||
| Access |
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1 The Ahorro Directo service applies to purchases made with your BPPR ATH® card and ATH International Visa cards at points of sale (POS). Service will be effective the next business day after registration.
2 You must call 1-888-981-9981 to activate the insurance. Free insurance paid by BPPR. Subscribed by AIG Insurance Company-Puerto Rico. Subject to terms and conditions of the Policy. Insurance products are not a deposit or other obligation of, nor are they guaranteed by the Bank or its affiliates; they are not insured by the FDIC or any other US agency, the Bank or its affiliates.
3 Subject to the PREMIA® program conditions.
4 Subject to credit approval. The Annual Percentage Rate (APR) for using the line is 16.95%.
5 The Overdraft Service is an optional overdraft protection. The Bank will charge you a fee of up to $15 each time we pay an overdraft for withdrawals and transactions made with your ATH® debit card. Also, if your account is overdrawn for 2 or more consecutive business days, we will charge an additional $4 per day. There is no limit on the total fees we can charge you for overdrawing your account.