Accident Insurance

Your Banco Popular individual deposit account offers you $1,000 of FREE accident insurance coverage.1  With this benefit, the insurance company will pay up to $1,000 to your beneficiary in the event the cause of death was a covered accidental death.

 

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In addition, the insurance company offers you the convenience of purchasing additional optional coverage of up to $150,000, with affordable monthly payments:

 

 

Benefit Individual Familiar
$1,000 FREE  
$25,000 $2.50 $3.75
$50,000 $5.00 $7.50
$75,000 $7.50 $11.25
$100,000 $10.00 $15.00
$150,000 $15.00 $22.50

 

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For your convenience, the cost of the coverage you select will be debited automatically each month from your deposit account .  

 

To enroll for your insurance (Free or Optional) or for more information call 1-888-981-9981.

 

 

Insurance products are: not deposits - not FDIC insured not insured by other federal government agencies not bank guaranteed - may lose value.
 

1

It is required to call 1-888-981-9981 to activate the insurance. Free insurance paid by BPPR. Subscribed by AIG Insurance Company-Puerto Rico. Subject to terms and conditions of the Policy. The insurance products are not a deposit or other obligation of, or guaranteed by, the Bank or its affiliates; are not insured by the Federal Deposit Insurance Corporation (FDIC) or any other US agency, the Bank or its affiliates. Apply for the following accounts; e-account, Acceso Popular, Acceso Universitario, Cuenta Popular, Multicuenta Popular, Popular Plus, Cuenta CIMA, MaxiPremium, Ahorro a Toda Hora y Acceso ETA.

Exclusions
The Company will not pay benefits for injuries received as result of: 1. Suicide, attempted suicide or intentionally self-inflicted injuries by the Insured Person, while sane or insane; 2. Sickness or Hernia of any kind, and/ or infections except piogenic infections caused wholly by a covered injury; 3. Injuries occurred while traveling as a passenger or by any other way on board of any vehicle for aerial navigation, except as indicated in the “Common Carrier Accidental Death Benefit”; 4. Military Service in the Armed Forces of any country and/or participation in a declared or not declared war or related acts; 5. Injuries suffered while being intoxicated or under the influence of any narcotic unless administered on the advice of a physician; 6. Commit or attempt to commit any illegal act; 7. Participation in races or any kind of legal or clandestine, competence or infringe any traffic violation.

Special Provisions
The maximum lifetime amount for which a client may be insured will not exceed $500,000, regardless of the deposit accounts the client may have. Premiums paid for Principal Sums bought in excess of $500,000, will be refunded to the Insured Person. Other conditions apply. Please refer to the Master Policy in the care of Banco Popular or to your Certificate of Insurance. The age limits to join the plan are from 18 to 69 years.