Visa NOVEL Ideal
Two credit cards that compliment each other, a charge card and a credit card under one account.1
Designed for those who value additional rewards and benefits.1
Your access to exclusive benefits and unique experiences.1
Additional information: Subject to credit approval. The APR is variable and may change. The APR applicable for purchases, balance transfers from other institutions and convenience checks from 10.99% up to 23.99%. The APR applicable to cash advances will be from 18.24% up to 23.99%. The APR will be determined by adding the value of the United States Prime Rate as published in The Wall Street Journal plus a margin. The APR will vary and depend on your credit score and the prime rate applicable at the time your application is evaluated. Late payment charges up to $35. Returned check fee up to $10. Regular charge for cash advances, balance transfers and convenience checks: 2% of the amount: $2 minimum, $10 maximum. Grace period from 25 days for purchases. Balances is calculated based on the average daily balance (including new purchases).
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