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e-account



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e-account, the checking account that allows you to open and make transactions without leaving your home.

What does e-account have to offer?

  • Convenient online opening, without visiting a branch.
  • $0 minimum deposit needed to open account.
  • $0 monthly minimum balance.
  • $5.95 monthly service fee, not applicable if in the statement period you perform ONE of the following: Receive a Direct Deposit, a connection through Internet Banking or an electronic payment through the answering machine (VRU) or by Internet Banking
  • Youcan make an initial deposit up to $1,000 by transferring funds from another bank account in Puerto Rico or United States.
  • Sole Owner account
  • Up to $50,000 optional Reserve Line of Credit1
  • Order your checks through Mi Banco Online2
  • If you need more time to complete the information, save the changes and continue later.
  • ATH® Card and ATH International card; we'll send it to you through regular mail and you can validate it online!
  • Available for clients 21 years of age or older.
  • Welcome Bonus of 500 points in the PREMIA® Program.3

Characteristics and Fees of the account E-Account

IMPORTANT NOTICE USA PATRIOT Act.

The Section 326 of the USA PATRIOT Act requires financial institutions to obtain, verify, and record the information that identifies persons opening accounts. The U.S. government created this law as a measure to fight terrorism and money laundering.

When you open an account:

  • We will ask for your name, home or street address, date of birth, social security number, and any other information deemed necessary to allow us to positively identify you.
  • We will also ask to see a valid driver's license or other valid identification with photo issued by the government.

By applying for an account, you give the Bank your consent to obtain credit information, check references with other financial institutions and use any commercially available database to verify your identity.

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