House/Townhouse

You've worked hard for your home. Protect it with an insurance policy that meets your needs.

 

What type of property do you have?

Personal Package

It's a single policy that allows you to protect your most important belongings. It includes protection for your home's structure, your personal property, your car as well as your personal liability. You may add an umbrella policy to expand the limits and coverage.

Homeowners Insurance

Covers the property and structure if damages are caused by risks insured in the policy. It also provides personal liability coverage for unintentional damages that you may cause to others.

Dwelling Insurance

It only protects the structure against risks such as fire, hurricane or earthquake, among others. It’s the minimum protection required by financial institutions when you finance a property.

Flood Insurance

Provides coverage against structural damages to the property and related cleanup costs in the eventuality of a flood. If your house has a mortgage and is located in a flood zone according to FEMA maps, the Federal government requires you to buy this policy. You can also buy it to cover the content of your property, such as furniture, clothing, etc. against a flood risk.

Landlord's Policy

Provides coverage for a house which is rented. This policy protects your investment against structural damages caused by fire, hurricane and earthquake, among others. It also offers personal liability coverage and defense in legal cases.

Our licensed insurance professionals are ready to guide you. For additional information, please call us at (787) 706-4111 or  contact us for a quote.