You've worked hard for your home. Protect it with an insurance policy that meets your needs.
What type of property do you have?
It's a single policy that allows you to protect your most important belongings. It includes protection for your home's structure, your personal property, your car as well as your personal liability. You may add an umbrella policy to expand the limits and coverage.
Covers the property and structure if damages are caused by risks insured in the policy. It also provides personal liability coverage for unintentional damages that you may cause to others.
It only protects the structure against risks such as fire, hurricane or earthquake, among others. It’s the minimum protection required by financial institutions when you finance a property.
Provides coverage against structural damages to the property and related cleanup costs in the eventuality of a flood. If your house has a mortgage and is located in a flood zone according to FEMA maps, the Federal government requires you to buy this policy. You can also buy it to cover the content of your property, such as furniture, clothing, etc. against a flood risk.
Provides coverage for a house which is rented. This policy protects your investment against structural damages caused by fire, hurricane and earthquake, among others. It also offers personal liability coverage and defense in legal cases.
Protects your individual interest in the condominium unit owned by you. It covers your personal property, improvements made to the apartment that are not covered by the Condominium Homeowners Association, your personal liability and legal expenses for defense if you are sued.
This is the policy that is acquired by the Homeowners Association of your condominium. As a resident of a condominium, you share the risks and expenses related to the policy. The condominium policy may cover the building’s structure, common areas and the public liability of the Association. Ask your Homeowners Association about the insurance policies they have, since each condominium may buy different policies.
Provides coverage for an apartment owned which is rented to a third party. This policy protects your investment against structural damages caused by fire, hurricane and earthquake, among others. It also offers personal liability coverage and defense in legal cases.
This policy protects your personal belongings, such as clothing, furniture, and electronic equipment against fire, hurricane, earthquake, vandalism, theft, among other risks. It may also cover your personal liability.
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