An IRA account can help you lower your tax payments now, save for your retirement or for your kids education.

IRA Terms (years) Deductible Minimum
IRA Regular
Save now and pay later.

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1, 2, 3, 5, 7 and 10

Twitter $500
IRA Exenta
(Tax Exempt).
Save now and pay later.

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3 years Twitter $500
Popular Roth IRA
The money you
accumulate is exempt
from taxes when you
withdraw it.

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1, 2, 3, 5, 7 and 10

No $500
Education Contribution Account
Save for your children's
post-secondary education.

Learn more
3 years Twitter $500
About Our IRAs
  • Want to open an IRA with your credit card? Learn about our offer
  • Have an IRA and you want to transfer it to Banco Popular? Learn how
  • All you need to know about IRAs Watch video
  • Prefer to call us? 787.294.2552 or 1.888.724.3653
Frequently asked questions about IRAs




  • Principal and interest are insured by the FDIC up to the maximum allowed by law.


  Open your IRA today  

Member FDIC. Member of the Federal Reserve System. Applies to new deposits up to a maximum of $5,000 in IRAs and up to $500 in CAE accounts per tax year. Offer is not valid on internal transfers between Banco Popular IRAs or renewals. Minimum opening balance: $500. Penalty for withdrawal or cancellation prior to maturity: 180 days of interest. Processing fees for excess withdrawals and returns on excess contributions: $5 per instrument. Processing fees for rollovers to other eligible institutions: $50 per instrument. Certain restrictions apply. Banco Popular offers various investment alternatives. Obtain more information to determine which one is best for you.