Do you want to get a personal loan with a lower interest rate than on an unsecured personal loan? Put part of your savings in a Certificate of Deposit and use them as collateral for your partial guarantee personal loan. This way you can get a personal loan with a lower interest rate than on an unsecured personal loan. Your Certificate of Deposit continues earning interest and after repaying the loan, the collateral and the earned interests are released. In addition, if you pay with Direct Payment , you qualify for a 0.25% discount.
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