MultiCuenta Popular® includes a checking section, an interest-bearing savings section and a reserve line of credit1 all under the same account number.
- $0 opening minimum balance
- A minimum daily balance of $500 is required in the checking section or $1,000 in the savings section or a combined balance of $10,000 on IRAs and Certificates of Deposits or $25,000 in a CIMA account at the end of the monthly cycle to avoid the monthly service fee of $8
- Tiered interest-yielding savings section, if the average daily balance of the cycle is equal or greater than $500
- FREE ATH® Card and ATH International Visa Card
- Unlimited FREE transactions at over 600 Banco Popular ATM's
- FREE optional life insurance with accidental death coverage of $1,0002
- Up to $50,000 optional Reserve Line of Credit 1
- Welcome Bonus of 500 points in the
Open your account today at
your nearest branch
Subject to credit approval. Certain restrictions apply. The Annual Percentage Rate (APR) for using the line is 16.95% APR.
You must call 1-888-981-9981 to activate the insurance. Free insurance paid by BPPR. Subscribed by AIG Insurance Company-Puerto Rico. Subject to terms and conditions of the Policy. Insurance products are not a deposit or other obligation of, nor are they guaranteed by the Bank or its affiliates; they are not insured by the FDIC or any other US agency, the Bank or its affiliates.
Subject to the PREMIA® program conditions. The welcome bonus only applies to the opening of new accounts.
Find the perfect account for you
Compare our checking and electronic accounts.
Switching is easy
Switch your account to Banco Popular.
Got your new ATH card?
Log in to
My Online Bank
, click on "Account Services" and activate it online.
Branches & ATMs
Get addresses, maps, driving directions, phone numbers and business hours for our ATMs, branches and other facilities.