NOVEL Dual

If one card takes you far, imagine what two cards can do for you.

Two credit cards from different brands in one account. You get to choose the combination that better fits your lifestyle:

One Banco Popular American Express® Credit Card and One Banco Popular Visa Credit Card or
One Banco Popular American Express® Credit Card and One Banco Popular MasterCard Credit Card

Simplify your life with...

  • $0 annual fee 1
  • One account statement
  • One credit line
  • One monthly payment
  • Greater global acceptance.
  • You can choose an optional rewards program:  if you register in the PREMIA® program, you will earn 1 point for every $1 you purchase with any of your Dual cards. 2


Learn more about the benefits of the American Express , Visa and MasterCard credit cards on the NOVEL Dual account.

Save with

  • 1.99% introductory APR on purchases for the first 6 months. When the offer expires the APR will be from 10.99% up to 23.99%. 3
  • 0% introductory APR and $0 payment for balance transfers, from the transfer date for 12 months. Applies to transfers made within the first 90 days of account opening. When the offer expires, the APR will be from 10.99% up to 23.99%. 4

 
  Apply Now    


Enjoy

  •  $0 annual fee. 1
  • Credit lines up to $50,000


Fraud Protection
Shop in your favorite stores with the security that you are not responsible for purchases made without your authorization.

Annual Summary

Summary of all annual charges made with your card, organized into categories and by type of card.

Internet Banking
Ability of making payments, verify balances and view your account statement anytime from anywhere through www.popular.com.

Local Customer Service
Call us at 787-294-2580 and you can verify your account information and we will assist are your needs locally, daily, all year-round.

Emergency Card Replacement
The card will be replaced if it is stolen or lost while traveling.

U-Design
This unique benefit allows you to personalize your own card design with your personal photo or image.*

* Applies to VISA and MasterCard only.

1

Additional information: Subject to credit approval. The APR is variable and may change. The APR applicable for purchases, balance transfers from other institutions and convenience checks from 10.99% up to 23.99%. The APR applicable to cash advances will be from 18.24% up to 23.99%. The APR will be determined by adding the value of the United States Prime Rate as published in The Wall Street Journal plus a margin. The APR will vary and depend on your credit score and the prime rate applicable at the time your application is evaluated. Late payment charges up to $35. Returned check fee up to $10. Regular charge for cash advances, balance transfers and convenience checks: 2% of the amount: $2 minimum, $10 maximum. Grace period from 25 days for purchases. Balances is calculated based on the average daily balance (including new purchases).

2

Subject to the Terms and Conditions of the PREMIA® program. Not available in the Virgin Islands.

3

Offer valid until June 30, 2014 and only for new accounts.  Introductory rate of 1.99% for purchases is valid for 6 months from the date the account was opened.  After this offer expires, the rate for purchases will apply to the balance and to new purchases. Not valid with any other offers.  Your account must be kept open and up to date until expiration of the offer.

4

Offer applies to account opening until June 30, 2014 and for balance transfers made within the first 90 days from account opening. Introductory rate of 0% APR and $0 payment for balance transfers is valid from the transfer date for 12 months for balance transfers made within the first 90 days of account opening. Upon expiration of the offer, the regular rate for balance transfers will apply to the balance transferred and to new transfers. Not valid for transfers of other debts with Banco Popular. Subject to credit line availability. There is no grace period for balance transfers. Fee for balance transfers: 2% of the amount: minimum $2; maximum $10. Your account must be kept open and up to date until offer expires.