Personal Loans

Whether you're consolidating debt, repairing your car, going on vacation or considering any other major purchase, get the money you need with a Banco Popular Personal Loan. We offer you several options, depending on the amount that you need and on your capacity to provide an asset as collateral (guarantee).


  • $0 payments during the first three months1
  • Same day answer and disbursement.2
  • Earn up to 5,000 PREMIA® points.3
  • Payment Protection Plan4
Personal Loan Without collateral With Partial Collateral With savings or
CD collateral
Base Rate From 8.49% APR5 From 7.73% APR6 From 6.95% APR7
Amount From $2,000 up to the maximum qualifying amount From $2,000 up to the qualifying amount From $2,000 up to
100% of the amount placed as collateral
Term 12-84 months 12-84 months 12-120 months
Chose loan type


For more information call TelePréstamo Popular at 787.724.3659 or 1.888.724.3659.

Subject to credit approval and meeting other parameters established by Banco Popular. Other terms and conditions apply. This tool is for educational purposes. You will receive the final interest rate once you apply for a loan.


You have the option of making your first payment up to 90 days after your disbursement. Nevertheless, this does not constitute an exemption of accumulated interest during this 90-day period.


Same day credit decision, for applications received on business days Monday through Friday from 8:00 a.m. to 1:00 p.m. through TelePréstamo Popular®. Same day loan disbursement is subject to branch working hours and that the client complies with all approval requirements. Other restrictions apply.


Subject to conditions of the PREMIA® program. Not available in Virgin Islands.


The insurance is optional. Banco Popular will not condition the credit decision related to your application to the purchase of any insurance product from any affiliate; or your agreement to obtain or purchase an insurance product from a non affiliated institution. The Bank will not reject an insurance presented by you related to your credit transaction as long as said insurance complies with requirements and standards related to coverage, financial capacity and service provided by the insurer. Insurance products are not a deposit or other obligation of, or guaranteed by, the Bank or its affiliates; are not insured by the FDIC, or any other U.S. agency, the Bank or its affiliates.


Base rate starting from 8.49%, minimum base 7.49% APR. Discounts: 0.25% when you sign up for Direct Payment, 0.50% if you have or open a MultiCuenta®, MaxiPremium®, Popular Plus® y PMA® deposit account, 0.25% if you have, or with the approval and acceptance of a credit card, Reserve Line of Credit (applied MultiCuenta®, MaxiPremium®, Popular Plus® y PMA®) or Redi-EquitySM from Banco Popular. Example: a $5,000 loan for 72 months at 7.49% APR after applying discounts to the starting base rate will have a monthly payment of $86.43. The APR will be based on your credit score and credit history. Subject to credit approval.


Base rate starting from 7.73% APR, minimum depends on the percentage of the warranty granted as collateral. Example: a $5,000 loan at 7.21% APR for 72 months with a 75% collateral will have a monthly payment of $85.75. Discounts: 0.25% when you sign up for PagoDirecto.


Base rate starting from 6.95%, minimum 6.70 APR%. Example: a $5,000 loan at 6.70% APR for 72 months will have a monthly payment of $84.53. Discounts: 6.70% APR includes discount of 0.25% when you sign up for PagoDirecto.