Secured

1

Offer valid until June 30, 2013 and only for new accounts.  Introductory rate of 1.99% for purchases is valid for 6 months from the date the account was opened.  After this offer expires, the rate for purchases will apply to the balance and to new purchases. Not valid with any other offers.  Your account must be kept open and up to date until expiration of the offer.

2

Offer valid until June 30, 2013.  Introductory rate of 1.99% for balance transfers is valid for 6 months from the transfer date and for transfers made within the first 6 months from account opening.  After this offer expires, the  rate for balance transfers will apply to the balance transferred and to new transfers.  Not valid for transfers of other debts with Banco Popular.  Subject to credit line availability.  There is no grace period for Balance Transfers.  Fee for balance transfers: 2% of the amount: minimum $2; maximum $10.  Your account must be kept open and up to date.

3

Subject to the terms and conditions of the policies. For more information call (787) 758-0505 or 1-800-981-9505.