Terms & Condition of Use
PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY. BY ACCESSING THIS SITE AND ANY PAGES THEREOF, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, DO NOT ACCESS THIS SITE, OR ANY PAGES THEREOF. NOT ALL PRODUCTS AND SERVICES ARE AVAILABLE IN ALL GEOGRAPHIC AREAS. YOUR ELIGIBILITY FOR PARTICULAR PRODUCTS AND SERVICES IS SUBJECT TO FINAL DETERMINATION BY POPULAR INC., ITS SUBSIDIARIES AND/OR ITS AFFILIATES.
3. Additional Terms
All text, graphics, user interfaces, visual interfaces, photographs, trademarks, logos, sounds, music, artwork and computer code (collectively, “Content”), including but not limited to the design, structure, selection, coordination, expression, “look and feel” and arrangement of such Content, contained on the Site is owned, controlled or licensed by or to Popular and is protected by trade dress, copyright, patent and trademark laws, and various other intellectual property rights and unfair competition laws.
POPULAR SM , BANCO POPULAR ® , POPULAR MORTGAGE SM , POPULAR FINANCE ® , POPULAR AUTO SM , POPULAR SECURITIES ® , POPULAR INSURANCE ® , POPULAR ASSET MANAGMENT ® , ATH ® , PREMIA ® , TELEBANCO POPULAR ® , TELEPAGO POPULAR ® , TELEBANCO COMERCIAL SM , MULTIPAGO POPULAR SM , CUENTA POPULAR ® , MULTICUENTA POPULAR ® , ACCESO POPULAR SM , AHORRO A TODA HORA ® , ATH:POP ® , CLUB DEL AHORRO SM , POPULAR PLUS ® , PRIVATE MANAGEMENT ACCOUNT SM , NOVEL SM , NOVEL+ SM , ULTRA SM , ULTRA+ SM , ICON SM , EXENTA POPULAR SM , AUTORETIRO POPULAR SM , POPULAR BALANCED IRA SM , IRA DOBLEMENTE EXTENTA SM , POPULAR ROTH IRA SM , FLEXICUENTA ® , FLEXICUENTA DE NEGOCIOS ® , FLEXICHEQUES DE NEGOCIOS SM , FLEXILINEA DE NEGOCIOS SM , FLEXINVERSION DE NEGOCIOS SM , PROSPERA SM , WEB CASH MANAGER SM , SABE SM , PAL SM , INFOFAX SM , MULTIPAGO POPULAR SM , TELENOMINA POPULAR SM , PLAZAPOP ® , TICKETPOP ® , STARTING CONNECTION SM , FACIL 97 SM , CREDIFACIL SM , among others, are service marks of Popular, Inc.
You may use information on Popular products and services (such as brochures, fact sheets, marketing and similar materials) purposely made available by Popular for downloading from the Site, provided that you (1) do not remove any proprietary notice language in all copies of such documents, (2) use such information only for your personal, non-commercial informational purpose and do not copy or post such information on any networked computer or broadcast it in any media, (3) make no modifications to any such information, and (4) do not make any additional representations or warranties relating to such documents.
5. Your Use of the Site
Unauthorized use of the Site in connection with the transmission of unsolicited e-mail, including the transmission of e-mail in violation of this policy, may result in civil and criminal penalties against the sender and those assisting the sender, including those penalties provided by the Computer Fraud and Abuse Act (18 U.S.C. §§ 1030 et seq.).
6. Accounts, Passwords and Security
Certain features or services offered on or through the Site may require you to open an account (including setting up a Mi Banco Popular username and password). You are entirely responsible for maintaining the confidentiality of your account information, including your password, and for any and all activity that occurs under your account. You agree to notify Popular immediately of any unauthorized use of your account or password, or any other breach of security, including suspected or actual account “ phishing” incidents. However, you may be held liable for losses incurred by Popular or any other user of or visitor to the Site due to someone else using your Mi Banco Popular username, password or account. You may not use anyone else’s Mi Banco Popular username, password or account at any time without the express permission and consent of the holder of that Mi Banco Popular username, password or account. Popular cannot and will not be liable for any loss or damage arising from your failure to comply with these obligations.
POPULAR DOES NOT PROMISE THAT THE SITE OR ANY CONTENT, SERVICE OR FEATURE OF THE SITE WILL BE ERROR-FREE OR UNINTERRUPTED, OR THAT ANY DEFECTS WILL BE CORRECTED, OR THAT YOUR USE OF THE SITE WILL PROVIDE SPECIFIC RESULTS. THE SITE AND ITS CONTENT ARE DELIVERED ON AN “AS-IS” AND “AS-AVAILABLE” BASIS. ALL INFORMATION PROVIDED ON THE SITE IS SUBJECT TO CHANGE WITHOUT NOTICE. POPULAR CANNOT ENSURE THAT ANY FILES OR OTHER DATA YOU DOWNLOAD FROM THE SITE WILL BE FREE OF VIRUSES OR CONTAMINATION OR DESTRUCTIVE FEATURES. POPULAR DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY WARRANTIES OF ACCURACY, WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, WORKMANLIKE EFFORT, ACCURACY, TITLE, QUIET ENJOYMENT, NO ENCUMBRANCES, NO LIENS AND NON-INFRINGEMENT. POPULAR DISCLAIMS ANY AND ALL LIABILITY FOR THE ACTS, OMISSIONS AND CONDUCT OF ANY THIRD PARTIES IN CONNECTION WITH OR RELATED TO YOUR USE OF THE SITE AND/OR ANY POPULAR SERVICES. YOU ASSUME TOTAL RESPONSIBILITY FOR YOUR USE OF THE SITE AND ANY LINKED SITES. YOUR SOLE REMEDY AGAINST POPULAR FOR DISSATISFACTION WITH THE SITE OR ANY CONTENT IS TO STOP USING THE SITE OR ANY SUCH CONTENT. THIS LIMITATION OF RELIEF IS AN ESSENTIAL PART OF THE BARGAIN BETWEEN THE PARTIES. The above disclaimer applies to any damages, liability or injuries caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction of or unauthorized access to, alteration of, or use, whether for breach of contract, tort, negligence or any other cause of action. Popular reserves the right to do any of the following, at any time, without notice: (1) to modify, suspend or terminate operation of or access to the Site, or any portion of the Site, for any reason; (2) to modify or change the Site, or any portion of the Site, and any applicable policies or terms; and (3) to interrupt the operation of the Site, or any portion of the Site, as necessary to perform routine or non-routine maintenance, error correction, or other changes.
9. Limitation of Liability
Except where prohibited by law, in no event will Popular be liable to you for any indirect, consequential, exemplary, incidental or punitive damages, including lost profits, even if Popular has been advised of the possibility of such damages.
10. Weblinking Practices
Popular is committed to providing you with the most complete information possible to help you make sound financial decisions. As a convenience to you, Popular may provide access to information, products or services offered on websites or Internet resources that are owned or operated by other companies, that are not otherwise affiliates of Popular (“third-party website”). We provide this access through the use of hyperlinks that automatically move you from and out of Popular websites to a third-party website. When you link from a Popular website to a third-party website, the linked site will appear in a new browser window or an alert will appear to notify you that you are leaving the Popular website.
While we do our best to provide you with helpful, trustworthy resources, hyperlinks to third-party websites are solely for informational purposes. Popular cannot endorse, approve or guarantee information, products, services or recommendations provided at a third-party website. Because Popular does not control third-party websites, we may not always know when information on a linked third-party website changes. Therefore, Popular is not responsible for the content or accuracy of any third-party website and Popular will not be responsible for any loss or damage of any sort resulting from the use of a hyperlink on its website nor will it be liable for any failure of products or services advertised or provided on these linked third-party websites.
Here are some tips to help you tell if you have left Popular website:
- Instead of a Popular Internet address, the URL of the linked third-party website appears in the location box (or address field) of your web browser.
- The linked third-party website is shown in a new browser window. The appearance of the linked third-party website, including its colors and graphic design, is significantly different from the Popular website.
- The linked third-party website or webpage does not appear in a new browser, but you find one or more of the following:
- The phrase “Popular linked third-party website” beneath the Popular logo.
- The logo of a different company in the upper right hand corner or other prominent location on the linked third-party website, along with the words “Powered by”, “Brought to you by”, or “Provided by”.
- The layout and content of the navigation tools on the left-hand side of the linked third-party website or in the header at the top of the new webpage are different from Popular’s navigation.
- The first navigation hyperlink refers to a description of the company that sponsors the third-party website. It may be titled “About (Third Party’s Name)”.
- Information in the footer at the bottom of the webpage contains information about a company other than Popular.
Popular is committed to providing you with quality online services. If you find any information on any Popular website that you believe to be inaccurate or have concerns about a hyperlink to a third-party website, please e-mail us.
11. Third Party Companies and Products
Mention of third-party products, companies and web sites on the Site is for informational purposes only and constitutes neither an endorsement nor a recommendation. Popular assumes no responsibility with regard to the selection, performance or use of these products or vendors. Popular provides this only as a convenience to our users. Popular has not tested any software found on these sites and makes no representations regarding the quality, safety, or suitability of any software found there. There are dangers inherent in the use of any software found on the Internet, and Popular assumes no responsibility with regard to the performance or use of these products. Make sure that you completely understand the risks before retrieving any software on the Internet.
12. Third Party Account Information
By using the “My Accounts” (account linking) service through the Mi Banco Popular, you authorize Popular and its agents to access third party sites designated by you or on your behalf, to retrieve information requested by you, and you appoint Popular and its agents as your agent for this limited purpose. Each time you enter your account login information, you are permitting Popular and its agents to process your request and use information submitted by you to accomplish the foregoing.
Additional terms and conditions apply to Popular’s Electronic Banking Service. Click here to view the terms and conditions applicable to such service and its use.
15. Dispute Resolution Agreement
The procedures specified in this Section shall be the sole and exclusive procedures for the resolution of disputes between the parties arising out of or relating to your use of the Site; provided, however, that a party may request temporary remedies in a court of law to maintain the status quo or to protect goods or property until the arbitration has initiated and the selected arbitrator has had the opportunity to resolve the request for temporary relief.