One account, two complementary cards that help you control spending.
Travel Insurance and Services
Shopping Insurance and Services
With the Visa Novel Ideal account you can choose an optional rewards program.
Additional information: Subject to credit approval. The APR is variable and may change. The APR applicable for purchases, balance transfers from other institutions and convenience checks from 10.99% up to 23.99%. The APR applicable to cash advances will be from 18.24% up to 23.99%. The APR will be determined by adding the value of the United States Prime Rate as published in The Wall Street Journal plus a margin. The APR will vary and depend on your credit score and the prime rate applicable at the time your application is evaluated. Late payment charges up to $35. Returned check fee up to $10. Regular charge for cash advances, balance transfers and convenience checks: 2% of the amount: $2 minimum, $10 maximum. Grace period from 25 days for purchases. Balances is calculated based on the average daily balance (including new purchases).
Subject to the terms and conditions of the policies. For more information call (787) 758-0505 or 1-800-981-9505. Insurance benefits apply when transacion is paid in full with your card.
Chargegard Plus is an optional insurance that may be canceled at any time. Banco Popular will not condition your credit transaction to the purchase of this insurance or your agreement not to obtain an insurance from a non affiliates entity. The Bank will not reject an insurance presented by you related to your credit transaction as long as said insurance complies with the requirements and standards related to the coverage, financial capacity and service provided by the insurer. Insurance products are not a deposit or other obligation of nor are they guaranteed by, the Bank or its affiliates; they are not insured by the FDIC or any other US agency, the Bank or its affiliates. Certain age limitations and other conditions and exclusions apply. For more information call Caribbean American Life Assurance Company at 787-250-1199.
Subject to the Terms and Conditions of the PREMIA® program. Not available in Virgin Island.
Enjoy MasterCard Black Exclusive Offers and Benefits
Throw away your credit cards from others banks or stores with higher interest rates and transfer your balances to your Banco Popular credit card.