More control over your expenses. More flexibility for your paymentes.
Separate the purchases you wish to pay off monthly and interest free from the ones you want to pay in installments. Unlike that other charge card,
with Visa NOVEL Ideal you have both options: credit card and charge card in one same credit line, with one statement.
Make the most of your Visa NOVEL Ideal.* Minimum payment example was

Pay with your Visa charge card those purchases that you usually pay in cash or checks and pay them off each month so you avoid paying interest.

Instead of having your credit card and a charge card with an annual fee from another financial institution, use your Visa NOVEL Ideal and you'll have both in one account with no annual fee. This simplifies the way you manage your expenses and you get rid of that other annual fee.

With the PREMIA® program you earn 1 point for each $1 in purchases with each card, the charge card and the credit card. That way you, can earn points faster to redeem them for the rewards you want, such as travel packages, gift certificates from your favorite stores, cash, merchandise and lots more. If you haven't subscribed, click here.

Use your credit Visa NOVEL Ideal card to pay for those purchases that you wish to pay in convenient installments.

Make your life simpler. Use your charge Visa NOVEL Ideal card to pay those recurrent purchases you pay monthly using other payment methods.