Subject to credit approval. Offer valid until December 31st , 2009 and only for new accounts. Not valid with any other offers. Your account must be kept open and up to date. In case your payment is received past its due date the offers will be void.
¹ Special rate for purchases is valid for 6 months from the date the first card is issued. After this, the regular rate will apply to the balance and new purchases. ² Special rate on balance transfer is valid for six months from the date the account was opened. After this offer expires, the regular rate will apply to the balance and new transfers. Not valid for transfers of other debt with Banco Popular. Subject to credit line availability. Balance transfer and convenience checks are considered cash advances. There is no grace period. Additional information: The APR is variable and may change. The APR will be determined by adding the value of the United States Prime Rate as published in The Wall Street Journal plus a margin. APR for purchases, balance transfers from other institutions and convenience checks from a minimum of 8.99%. Your APR is based on your credit score and the Prime Rate applicable at the time your application is evaluated. The minimum APR applicable to cash advances will be 19.99%. Late payment charges: $15 for balances of up to $100; $29 for balances greater than $100 up to $250; $39 for balances greater than $250. Returned check fee: $10. Cash advances, balance transfers and convenience checks fee: 2% of the amount: $2 minimum, $10 maximum. Grace period for purchases from a minimum of 20 days. Balance is calculated based on average daily balance (including new purchases). ³ Subject to PREMIA® program conditions. Not available in the Virign Islands. ⁴ Subject to the terms and conditions of the policies. For more information call (787) 758-0505 or 1-800-981-9505. ⁵ Banco Popular will not condition our credit decision relating to your application to the purchase of any insurance product from a non affiliate; or your agreement not to obtain an insurance product from a non affiliated institution. The Bank will not reject an insurance presented by you related to your credit transaction as long as said insurance complies with the requirements and standards related to the coverage, financial capacity and service provided by the insurer. Insurance products are not a deposit or other obligation of nor are they guaranteed by, the Bank or its affiliates; they are not insured by the FDIC or any other US agency, the Bank or its affiliates. For more information call Caribbean American Life Assurance Company at 787-250-1199. ⁶ Not available at Popular Finance or Popular Insurance.