Banco Popular
Member FDIC
Member of the
Federal Reserve System
Visa ReturnSM
Visa ReturnSM
  • 2% cash back on all your purchases during the first 3 months, 1% unlimited cash back on all your purchases thereafter.1
  • 0% interest on balance transfer for the first 6 months.2

  • Characteristics

    • $0 annual fee for life.
    • Credit lines up to $50,000.

    Convenience

    • Customer Service 24 hours a day, 7 days a week all year.
    • Pay your bills with your credit card, by using our Internet Banking service at www.popular.com or by calling TeleBanco Popular®.
    • Obtain cash from local and international ATM machines.

    Travel Insurance and Services

    • Worldwide Car Rental Insurance FREE.3
    • Travel Accident Insurance FREE coverage up to $250,000.3
    • Emergency Travel Assistance.
    • Card Replacement.

    Shopping Insurance and Services

    • 100% protection against unauthorized charges.
    • Verified by Visa gives you additional security while shopping through the Internet at participating web sites by using a special password that confirms your identity.
    • Optional credit protection insurance Chargegard Plus, your credit is protected in case of an unexpected event where your income is at risk.4

    Benefits Program

    • Annually a check with the cash accumulated of the purchases you made throughout the year will be sent for you to use in what ever you want.
    • Quarterly you will receive our Enjoy! program newsletter which will provide valuable information regarding your credit cards as well as special offers on participating stores.

     

    Subject to credit approval. Offer valid until December 31st , 2009 and only for new accounts. Not valid with any other offers. Your account must be kept open and up to date. In case your payment is received past its due date the offers will be void.
    1 The cash accumulation does not apply to balance transfers, convenience checks neither to cash advances. Other conditions apply. 2 Special rate on balance transfer is valid for six months from the date the account was opened. After this offer expires, the regular rate will apply to the balance and new transfers. Not valid for transfers of other debt with Banco Popular. Subject to credit line availability. Balance transfer and convenience checks are considered cash advances. There is no grace period. Additional information: The APR is variable and may change. The APR will be determined by adding the value of the United States Prime Rate as published in The Wall Street Journal plus a margin. APR for purchases, balance transfers from other institutions and convenience checks from a minimum of 9.99%. Your APR is based on your credit score and the Prime Rate applicable at the time your application is evaluated. The minimum APR applicable to cash advances will be 20.99%. Late payment charges: $15 for balances of up to $100; $29 for balances greater than $100 up to $250; $39 for balances greater than $250. Returned check fee: $10. Cash advances, balance transfers and convenience checks fee: 2% of the amount: $2 minimum, $10 maximum. Grace period for purchases from a minimum of 20 days. Balance is calculated based on average daily balance (including new purchases). 3 Subject to the terms and conditions of the policies. For more information call (787) 758-0505 or 1-800-981-9505.
    4 Banco Popular will not condition our credit decision relating to your application to the purchase of any insurance product from a non affiliate; or your agreement not to obtain an insurance product from a non affiliated institution. The Bank will not reject an insurance presented by you related to your credit transaction as long as said insurance complies with the requirements and standards related to the coverage, financial capacity and service provided by the insurer. Insurance products are not a deposit or other obligation of nor are they guaranteed by, the Bank or its affiliates; they are not insured by the FDIC or any other US agency, the Bank or its affiliates. For more information call Caribbean American Life Assurance Company at 787-250-1199.