Credit Cards

Visa NOVEL

  • No annual fee.1  
     
  • 1.99% introductory APR on purchases for the first 6 months. When the offer expires the APR will be from 10.99% up to 23.99%.2
     
  • 1.99% introductory APR on balance transfers for 6 months. When the offer expires the APR will be from 10.99% up to 23.99%.3
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Visa Return

  • No annual fee.
     
  • 2% introductory reward on puchases for the first 6 months.4
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MasterCard NOVEL

  • No annual fee.1
     
  • 1.99% introductory APR on purchases for the first 6 months. When the offer expires the APR will be from 10.99% up to 23.99%.2 
     
  • 1.99% introductory APR on balance transfers for 6 months. When the offer expires the APR will be from 10.99% up to 23.99%.3
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1

Additional information: Subject to credit approval. The APR is variable and may change. The APR applicable for purchases, balance transfers from other institutions and convenience checks from 10.99% up to 23.99%. The APR applicable to cash advances will be from 18.24% up to 23.99%. The APR will be determined by adding the value of the United States Prime Rate as published in The Wall Street Journal plus a margin. The APR will vary and depend on your credit score and the prime rate applicable at the time your application is evaluated. Late payment charges up to $35. Returned check fee up to $10. Regular charge for cash advances, balance transfers and convenience checks: 2% of the amount: $2 minimum, $10 maximum. Grace period from 25 days for purchases. Balances is calculated based on the average daily balance (including new purchases).

2

Offer valid until December 31, 2012 and only for new accounts.  Introductory rate of 1.99% for purchases is valid for 6 months from the date the account was opened.  After this offer expires, the rate for purchases will apply to the balance and to new purchases. Not valid with any other offers.  Your account must be kept open and up to date until expiration of the offer.

3

Offer valid until December 31, 2012.  Introductory rate of 1.99% for balance transfers is valid for 6 months from the transfer date and for transfers made within the first 6 months from account opening.  After this offer expires, the  rate for balance transfers will apply to the balance transferred and to new transfers.  Not valid for transfers of other debts with Banco Popular.  Subject to credit line availability.  There is no grace period for Balance Transfers.  Fee for balance transfers: 2% of the amount: minimum $2; maximum $10.  Your account must be kept open and up to date.

4

Subject to credit approval. Offer valid until December 31, 2012 and only for new accounts.  The 2% accumulation for the Cash Back offer is valid for 6 months from the date the account was opened.  After this offer expires an accumulation for new purchases of 1% will apply.  Not valid with any other offers.  We may end your introductory offer if you close your account or if you miss a payment. Additional information: Subject to credit approval. The APR is variable and may change. The APR applicable for purchases, balance transfers from other institutions and convenience checks from 11.99% up to 24.99%. The APR applicable to cash advances will be from 19.24% up to 24.99%. The APR will be determined by adding the value of the United States Prime Rate as published in The Wall Street Journal plus a margin. The APR will vary and depend on your credit score and the prime rate applicable at the time your application is evaluated. Late payment charges up to $35. Returned check fee up to $10. Regular charge for cash advances, balance transfers and convenience checks: 2% of the amount: $2 minimum, $10 maximum. Grace period from 25 days for purchases. Balances is calculated based on the average daily balance (including new purchases).