Subject to credit approval. Offer valid until June 30, 2010 and only for new accounts. Not valid with any other offers. We may end your introductory APR if you close the account or if you miss a payment. ¹ The cash back does not apply to balance transfers, convenience checks neither to cash advances. Other conditions apply. ²Special rate on balance transfer is valid for six months from the transfer date. After this, the regular APR for balance transfer will apply. Not valid for transfers of other debts with Banco Popular. Subject to credit line availability. Balance transfers and convenience checks are considered cash advances. There is no grace period.
Additional information: The APR is variable and may change. The APR for purchases, balance transfers from other institutions and convenience checks will be determined by adding the value of the United States (“Prime Rate”) published in The Wall Street Journal to a margin. For US Virgin Islands: The APR for purchases, balance transfers from other institutions and convenience checks will be based on your creditworthiness and the current Prime Rate at the time of approval of your application.  For British Virgin Islands: The APR for purchases, balance transfers from other institutions and convenience checks will be determined by the banking relationships you maintain with the Bank and the current Prime Rate at the time of approval of your application. Late payment charges for U.S. and British Virgin Islands: $15 for balances of up to $100; $29 for balances greater than $100 up to $250; $39 for balances greater than $250. Returned check fee: $10. Cash advances, balance transfers and convenience checks fee: 2% of the amount: $2 minimum, $10 maximum. Grace period of 25 days for purchases. Balance is calculated based on average daily balance (including new purchases).
³ Subject to the terms and conditions of the policy. For more information, call (787) 758-0505 or 1-800-981-9505.

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