| Type of account | |||
|---|---|---|---|
| Description | |||
| Minimum deposit at opening | |||
| Monthly service charge | |||
| Visa Debit Card2 | |||
| Drawn checks at no cost per cycle3 | |||
Ahorro Directo4 | |||
| Pay interest | |||
| Reserve line of credit1 | |||
| Optional Overdraft Service5 | |||
| Open it today | Open it today | ||
In addition to having more than 150 branches across the island, our network has over 550 ATH machines and over 250 of them have Easy Deposit6 for cash or checks. Access your accounts anytime, anywhere through Mi Banco.
Subject to credit approval. The Annual Percentage Rate (APR) for using the reserve line is 17.99%.
A charge of $5.00 will apply for replacements due to loss, theft, damage and/or additional card. This fee does not apply to automatic renewals.
Cost per check order varies depending on the design and shipping option selected. Maximum number of drawn checks without fees varies per account. For details of the fees due to excess of drawn checks, refer to the Characteristics and Fees of the applicable account.
The Ahorro Directo (Direct Saving) service applies to purchases made with your ATH® and ATH International Visa debit cards from BPPR at points of sale (POS). When you sign up, the service will be effective on the next business day. To learn more about this service, access popular.com/en/services/how-does-it-work/.
The Overdraft Service is optional. If you opt-in to the service, the Bank will charge you a $15 fee each time it pays an overdraft for transactions made with your ATH® debit card or at Automated Teller Machines (ATMs) up to a maximum of 5 daily charges (maximum of $75.00). This charge does not apply when the total of the transaction is $5 or less.
You can use Easy Deposit service only at ATMs that feature the Easy Deposit logo. All cash deposited before 9:30 p.m. on business days will be available immediately for all types of transactions. Cash deposits made after 9:30 p.m. on business days and on non- business days will only be available for purchases or withdrawals using the debit card. Checks deposited before 6:00 p.m. on a business day will be processed the same business day, subject to deposit verification and validation. To learn more about the availability of funds on deposited checks, please refer to the Bank's Policy for Availability of Funds at any of our branches or in the Deposit Account Agreement.
