Accounts Comparative Table

 
 
Checking occounts
Cuenta Popular®

For those who issue a small number of checks

Features
Minimum opening deposit $15
ATH® Card
International ATH Visa Card
Checks 10/cycle
Ahorro Directo1
Reserve Line of Credit2
Interest-earning bearing account
Optional Overdraft Service3
Monthly service fee

-$3 monthly fee if the minimum daily balance of $250 or more is maintained, otherwise, $5 per month.

Open at branch
MultiCuenta Popular®

For those who want checks, savings, and a reserve line of credit, all under the same account number.

Features
Minimum opening deposit $25
ATH® Card
International ATH Visa Card
Checks 15/cycle
Ahorro Directo1
Reserve Line of Credit2
Interest-earning bearing account Savings Section
Optional Overdraft Service3
Monthly service fee

-$0 monthly fee if you maintain a minimum daily balance of $500 in the checking section or $1,000 in the savings section.

-Or a combined balance of $10,000 on IRAs and CDs.

-Or $25,000 or more in the CIMA account at the end of the cycle.

-Otherwise, $8 per month.

Open at branch
Popular Plus®

For those who have high balances and wish to always generate interests on both chekings and savings sections.

Features
Minimum opening deposit $50
ATH® Card
International ATH Visa Card
Checks Unlimited
Ahorro Directo1
Reserve Line of Credit2
Interest-earning bearing account Checkings and Savings Section
Optional Overdraft Service3
Monthly service fee

-$0 monthly fee if you maintain an average daily balance of $2,500 between the sum of the checking section and savings section.

-Or maintain a combined balance of at least $25,000 on IRAs and CDs.

-Or $25,000 or more in the CIMA Account at the end of the cycle.

-Otherwise, $12 per month.

Open at branch
Electronic accounts
Acceso Popular

For those who seek an affordable account with transactions section and a savings section.

Minimum opening deposit $15
ATH® Card
International ATH Visa Card
Checks
Ahorro Directo1
Reserve Line of Credit2
Interest-earning bearing account

Savings Section

Optional Overdraft Service3
Monthly service fee

-Monthly fee of $3.00 if you do not receive e-Statement or a Direct Deposit in the statement period.

-Monthly fee of $2.50 if you receive your statement through e-Statement in the statement period.

-Monthly fee of $2.00 if you receive Direct Deposit in the statement period.

-Monthly fee of $1.50 if you receive e-Statement and a Direct Deposit in the statement period.

Open at branch
Acceso Universitario

Exclusively designed for college students.

Minimum opening deposit $0
ATH® Card
International ATH Visa Card
Checks
Ahorro Directo1
Reserve Line of Credit2
Interest-earning bearing account

Sección de Ahorros

Optional Overdraft Service3
Monthly service fee

-Monthly service fee: $1.50

Open at branch
e-account

For those who prefer to do their transactions online. Open your account online

Minimum opening deposit $0
ATH® Card
International ATH Visa Card
Checks $0.50 each
Ahorro Directo1
Reserve Line of Credit2
Interest-earning bearing account
Optional Overdraft Service3
Monthly service fee

-$0 monthly fee if during the cycle you connect to My Online Bank during the cycle.

-Or receive a Direct Deposit.

-Or make an electronic payment through Pay-by-Phone or My Online Bank.

-Otherwise, $5.95 per month.

Open now
Cima Account

For those who look for the performance of a CD but with the flexibility of a deposit account.

Minimum opening deposit $1,000
ATH® Card
International ATH Visa Card
Checks
Ahorro Directo1
Reserve Line of Credit2
Interest-earning bearing account
Optional Overdraft Service3
Monthly service fee

-$0

Open at branch

Access

In addition to having 169 branches across the island, our network has over 650 ATH machines and over 200 of them have Easy Deposit for cash or checks. Access your accounts anytime, anywhere through My Online Bank and TeleBanco Popular® | 787-724-3659 o 1-888-724-3659