Account for DBA or not incorporated

The B-Smart account is designed for DBA's (Doing Business As) or professionals who are not incorporated / associated, or who belong to sports clubs, graduating classes, charitable groups.

  • 15 transactions free of cost2.
  • ATH® card and ATH® International Visa card3.
  • $0 service charges if you maintain the combined average balance4.
  • The savings module pays tiered interest on your deposits. The greater the balance, the higher the interest rate received.
  • Line of credit from $5,000 to $100,0001
  • Receive your commercial account statement in electronic format with e-Commercial Statement.
  • Business Credit Protection Plan7.
  • Free of cost Ahorro Directo service.

Required documents

Accounts for all types of business

FlexiCuenta de Negocios® is the business checking account for small or mid-size businesses and corporations. It offers a savings section and a line of credit1 under one account number and makes it easier for you to manage your funds.

  • 30 transactions free of cost5.
  • ATH® card and ATH® International Visa card free of cost3.
  • $0 service charges if you maintain an average monthly balance6.
  • The savings module pays tiered interest on your deposits. The greater the balance, the higher the interest rate received.
  • Line of credit from $10,000 to $250,0001.
  • Receive your commercial account statement in electronic format with e-Commercial Statement.
  • Business Credit Protection Plan7.

Required documents
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Learn about the account management tools that Popular Business Solutions provides

Mi Banco Comercial

  • Access via the Mi Banco Mobile app.
  • Make deposits via telephone (Mobile Easy Deposit).
  • Generate reports on Income and Spending.

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Web Cash ManagerSM

  • Assign as many users as you wish.
  • Obtain reports on your transactions and other services, such as POS, returned checks, and/or lines of credit.
  • Pay taxes and suppliers outside of Puerto Rico from anywhere.

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Services for your accounts

  • Reconciliation
  • Deposits
  • Payments
  • Collections
  • Fraud Prevention
  • Request checks
Learn more
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Business Learning Center

See articles and videos that will help you in all stages of your business, on topics such as finances, human resources and more.

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For more information about our products and services, call the Commercial Support Center at 787-756-3939 or 1-855-756-3939

For more information regarding how to request checks commercial for your business account enter here.

Product offered by Banco Popular de Puerto Rico.

1All extensions of credit, whether through credit cards, lines of credit or loans, are subject to credit approval. Certain conditions apply.

2The transactions include paid checks, deposited checks and deposit slips. A fee of $0.50 will be applied for transactions in excess of 15 per cycle.

3Available only for sole owner accounts and/or accounts that do not require joint signatures.

4An average balance in the checks and savings section (combined balance) of $ 500 or more is required to avoid a monthly service fee of $ 5. However, to receive the account statement only electronically (PDF) you will get a discount of $2.

5The transactions include paid checks, deposited checks and deposit slips. A fee of $0.50 will be applied for transactions in excess of 30 per cycle.

6An average balance in the checks and savings section (combined balance) of $ 2,500 or more is required to avoid a monthly service charge of $ 12. However, to receive the account statement only electronically (PDF) you will get a discount of $2.

7Underwritten by Chubb Insurance Company of Puerto Rico. Subject to terms and conditions of the Policy. Insurance products are not a deposit, or other obligation of, nor are they guaranteed by the Bank or its affiliates; they are not insured by the FDIC or any other US agency, the Bank or its affiliates.