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Business Accounts

Efficiently manage your budget with the accounts that Popular Business Solutions designed for businesses like yours.

Good news! For your benefit, we made significant changes to our overdraft fees practices, including eliminating the fee for returned transactions due to insufficient funds. Learn more.

Account for DBA or not incorporated

The B-Smart® account is designed for DBA's (Doing Business As) or professionals who are not incorporated/associated, or who belong to sports clubs, graduating classes, charitable groups.

  • Unlimited electronic transactions2.
  • 15 transactions in paper free of cost3.
  • ATH® card and ATH® International Visa Platinum card free of cost5.
  • $0 service charges if you maintain the combined average balance6.
  • The savings module pays tiered interest on your deposits. The greater the balance, the higher the interest rate received.
  • Line of credit from $5,000 to $100,0001
  • Receive your commercial account statement in electronic format with e-Commercial Statement.
  • Business Credit Protection Plan8.
  • Free of cost Ahorro Directo service.

Accounts for all types of business

FlexiCuenta de Negocios® is the business checking account for small or mid-size businesses and corporations. It offers a savings section and a line of credit1 under one account number and makes it easier for you to manage your funds.

  • Unlimited electronic transactions2.
  • 30 transactions in paper free of cost4.
  • ATH® card and ATH® International Visa Platinum card free of cost5.
  • $0 service charges if you maintain an average monthly balance7.
  • The savings module pays tiered interest on your deposits. The greater the balance, the higher the interest rate received.
  • Line of credit from $10,000 to $250,0001.
  • Receive your commercial account statement in electronic format with e-Commercial Statement.
  • Business Credit Protection Plan8.

Learn about the account management tools that Popular Business Solutions provides

  • Access via the Mi Banco Mobile app.
  • Make deposits via telephone (Mobile Easy Deposit).
  • Generate reports on Income and Spending.
  • Assign as many users as you wish.
  • Obtain reports on your transactions and other services, such as POS, returned checks, and/or lines of credit.
  • Pay taxes and suppliers outside of Puerto Rico from anywhere.

Services for your accounts

  • Reconciliation
  • Deposits
  • Payments
  • Collections
  • Fraud Prevention
Learn more

Business Learning Center

See articles and videos that will help you in all stages of your business, on topics such as finances, human resources and more.

Learn more

Are you a healthcare professional?
Do you manage a business, gas station or supermarket?

Get to know the recommended services, based on the industry to which you belong9.

Access here

For more information regarding how to request checks commercial for your business account enter here.