Start your application online or at a branch. Before you apply, discover the steps and requirements that will help you prepare.
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A line of credit is a type of financing that gives you access to a specific amount of cash funds according to your business needs2.
In addition, we offer you the alternative of obtaining financing with a government guarantee.
Our experts will guide you on the alternatives offered by the SBA. As an accredited preferred lender, we provide you with commercial lines of credit of up to $500,000. This allows us to be more flexible and adapt to your needs.
Before submitting your application, ensure you meet the following requirements:
Additional documents may be requested during the application, evaluation, and loan closing process, depending on the type of application.
Enter your information to set up your profile and complete the application at your own rhythm.
Enter your information to set up your profile and complete the application at your own rhythm.
Include the business’s contact and legal information of your business, such as legal structure, address, and more.
Include the business’s contact and legal information of your business, such as legal structure, address, and more.
Choose the purpose of your request, for example: buying or renovating a property, purchasing machinery or equipment for your business, consolidating or refinancing business debts, among others. Include the amount you need, or other details.
Choose the purpose of your request, for example: buying or renovating a property, purchasing machinery or equipment for your business, consolidating or refinancing business debts, among others. Include the amount you need, or other details.
Include the required documents to begin the application process. Once you submit your application, you will be able to access the portal to check the status.
Include the required documents to begin the application process. Once you submit your application, you will be able to access the portal to check the status.
Learn about the types of lines of credit and how they can adapt to your business needs.
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The line of credit is used to cover recurring operational needs and short-term working capital.
Lines of credit are agreements to grant funds for a specific purpose (usually for temporary working capital), up to a predetermined amount whose maximum limit is in effect for the duration of the line. Lines of credit are activated at the customer’s request and require annual review. Their payment frequency is principal at maturity with monthly interest.
The only two accounts with a line of credit are the FlexiCuenta de Negocios® and the B-Smart ® accounts. However, there are lines of credit that are not tied to any specific account.
Product offered by Banco Popular de Puerto Rico. Member FDIC.
Any extension of credit, whether through credit cards, lines of credit or loans, is subject to credit approval. Certain conditions apply.
A 100% of the financing will be evaluated according to SBA requirements for established businesses with adequate capitalization. Other terms and conditions may apply.
Subject to availability of funds in the line of credit. Other terms and conditions may apply.
