As a Popular One1 client, you will enjoy tailored advice and access to the most complete array of financial services in Puerto Rico.
Your Private Banker will facilitate your banking transactions and provide access to Popular’s wide range of products, including credit cards2, loans3, auto3 and equipment financing3, mortgages4, personal trusts, and more.
Popular Securities5 is a full-service firm offering brokerage and investment advisory services to individuals, corporations, and institutions. Our knowledge of the local capital market and ability to resource local investment products, in addition to a global product platform, enable us to offer you an array of alternatives tailored to your individual needs.
The specialized group at Popular Risk Services6 can help you address personal risks through a wide range of insurance products, in the areas of property and casualty, title, health, and life, among others.
Our Financial Planning unit, comprised of a team of certified specialists, will work with your Wealth Advisor to help you chart a path to financial security.
Private Management Account (PMA)
An exclusive account designed for Popular One customers.
The account provides tiered interest and a single statement that consolidates your personal deposit accounts, including investments with Popular Securities 5, as well as your credit lines14, and loans with Popular Mortgage and Popular Auto3.
As a Popular One customer, you get:
Manage your accounts with advanced and secure tools.
Learn about the deposit and credit options we have for you.
Allows you to earn up to 3 miles in the American Airlines AAdvantage® frequent flyer program for every dollar you spend.
Points may be redeemed for travel awards on American Airlines and partner airlines, hotel stays, and at car-rental companies participating in the AAdvantage® program.
Enjoy offers when financing and/or leasing:
Our experienced Fiduciary Services team will provide orientation on the creation of a Trust to protect your personal and/or business assets and maximize the benefits provided to residents under Act 22, when creating and transferring to a Trust in Puerto Rico.
You may also visit our offices located at Popular Center, sixth floor, from 8 a.m. to 5 p.m.
1
Our private banking services are available to customers who maintain $500,000 or more in deposits and/or investments or who deposit an average of $50,000 or more per month into their personal accounts at Popular.
2Credit cards issued by Banco Popular de Puerto Rico. Subject to credit approval. For more information on rates and terms, please visit www.popular.com/en/cards/aadvantage-visa-signature-plus/terms/ or ask your Private Banker.
3Subject to credit approval.
4Subject to credit approval. Equal Housing Lender. OCIF Lic. B-1. Popular Mortgage is a division of Banco Popular de Puerto Rico.
5Investment products and services are offered by Popular Securities LLC, "registered broker dealer," a member of FINRA and SIPC. Popular, Inc. and Banco Popular de Puerto Rico are not registered securities brokers. Popular Securities is a subsidiary of Popular, Inc. and affiliate of Banco Popular. Popular One is an integrated services platform through which the services of Popular Securities are offered. Investment products are not insured by the FDIC, or by any other government agency, are not deposits or obligations and are not guaranteed by the Banco Popular de Puerto Rico or subsidiaries and/or affiliates; they involve risk and may lose value, including the loss of the invested principal.
6Insurance products and services are offered by Popular Risk Services, an insurance producer duly authorized by the Office of the Insurance Commissioner of Puerto Rico. Popular Risk Services is a subsidiary of Popular, Inc. and affiliate of Banco Popular. Popular One is an integrated services platform through which the services of Popular Risk Services are offered. Insurance products are not insured by the FDIC, or by any other government agency, are not deposits or obligations and are not guaranteed by the Banco Popular de Puerto Rico or subsidiaries and/or affiliates. Some insurance products may lose value.
7The financial plan entails a cost, which may vary according to the plan. The suggestions and recommendations included in the client's financial plan are offered as a financial orientation with no guarantee as to the performance or yields of any insurance or investment product that may be purchased according to such recommendations. Banco Popular de Puerto Rico, its subsidiaries and affiliates, are not engaged in the provision of legal, accounting, or tax advisory services. If you require legal, accounting, or tax advice services, you should consult a professional specialized in these areas.
8Member FDIC. Customers are selected according to the Bank’s eligibility criteria. Service is free and only for customers with individual deposit accounts with Banco Popular. On the back of the check to be deposited, you must include signature, account number, and the phrase “For Deposit Only.” For the availability of funds deposited, consult the Bank’s Availability of Funds Policy at any of our branches or in the Deposit Account Agreement.
9Member FDIC. This is a free service for customers who have an individual deposit account and/or business account (FlexiCuenta de Negocios® y B-Smart®) of Banco Popular and are registered in the Mi Banco Mobile application. To send cash you must have an activated ATH® or ATH® International Banco Popular debit card. Non-clients will be able to collect the cash at one of Banco Popular’s ATMs once they download the Mi Banco Mobile application and select Retiro Móvil. Service available only at ATMs in Banco Popular branches. Customers can also refer to their Deposit Accounts Contract. Mi Banco Mobile is free-of-charge. You should check with your mobile service provider if charges for data transmission apply.
10
Subject to credit approval. Certain restrictions apply.
11ATH Movil is a service provided by EVERTEC Group, LLC. Requires that the owners of both the sending account and receiving account be registered for the service. To register, you must have an active debit card from an ATH Móvil Service participating financial institution. The service will be free-of-charge until September 2, 2014, then a charge of $0.25 per transfer will be applied. Other restrictions apply. Go to athmovil.com to register and view the terms and conditions and the list of
12As long as the payment is made by 5:00 p.m. on a business day.
13Cards issued by Banco Popular de Puerto Rico. Member FDIC. For AAdvantage® Visa Signature Plus terms and conditions click here.
14
CDs offered by banks are insured (up to $250,000) by the Federal deposit Insurance Corporation (FDIC).
15
Charges established by the ATM owner may apply.
16
0% in Banco Popular fees.1% fee charged by VISA® after conversion to US dollars will prevail.
17
Used in and outside Puerto Rico for in-store or online purchases and at ATMs through the Visa PLUS networks. The Visa debit card with chip has chip and PIN technology, may require the use of a secret number to make purchases at points of sale (POS) and to conduct transactions at ATMs. Some stores may require the customer’s signature. The ATH, Visa, and PLUS networks provide the service.
18
Subject to credit approval. Certain restrictions apply. The Annual Percentage Rate (APR) for using the reserve line is 17.99% APR.
