1Wealth Management services are generally available to clients who maintain deposits and/or investments of $250,000 or more at Popular.
2Subject to credit approval.
3Investment products and services are offered by Popular Securities, LLC, a registered broker/dealer, member FINRA & SIPC. Popular Securities, LLC is a subsidiary of Popular, Inc. and is affiliated with Banco Popular de Puerto Rico. Popular, Inc. and Banco Popular de Puerto Rico are not registered broker/dealers. Investment products are not insured by the FDIC; are not deposits or other obligations of, nor are they guaranteed by, Banco Popular or its subsidiaries and/or affiliates; and are subject to investment risks, including possible loss of the principal invested.
4Popular Risk Services is an Insurance Producer duly authorized by the Insurance Commissioner’s office to negotiate life, disability, miscellaneous, title, health services and variable insurance in Puerto Rico. Popular Risk Services is a subsidiary of Popular, Inc. and affiliate of Banco Popular. Insurance products are not insured by the FDIC or any other government agency; are not deposits or obligations, and are not guaranteed by Banco Popular de Puerto Rico or subsidiaries and/or affiliates. Insurance products could involve investment risk, including the possible loss of the principal invested and may lose value.
5The financial plan entails a cost, which may vary according to the plan. The suggestions and recommendations included in the client's financial plan are offered as advice, with no guarantee of to the yields or performance of any insurance or investment product that may have been acquired pursuant to such recommendations. Banco Popular de Puerto Rico, its subsidiaries and/or affiliates, are not engaged in rendering legal, accounting, or tax services advice. If legal, accounting, or tax assistance are required the services of a specialized professional in these areas should be sought. Certain conditions may apply.
6Subject to credit approval.
7Subject to availability of funds. Refer to the Bank’s Policy of Availability of Funds in any of our branches or in the Deposits Accounts Agreement.
8Member FDIC. Customers are selected according to the Bank’s eligibility criteria. Service is free and only for customers with individual deposit accounts with Banco Popular. On the back of the check to be deposited, you must include signature, account number, and the phrase “For Deposit Only.” For the availability of funds deposited, consult the Bank’s Availability Policy at any of our branches or in the Deposit Account Agreement.
9Member FDIC. This is a free service for customers who have an individual deposit account and/or business account (FlexiCuenta de Negocios y B-Smart) of Banco Popular and are registered in the Mi Banco Mobile application. To send cash you must have an activated ATH® or ATH® International Banco Popular debit card. Non-clients will be able to collect the cash at one of Banco Popular’s ATMs once they download the Mi Banco Mobile application and select Retiro Móvil. Service available only at ATMs in Banco Popular branches. Withdrawals are subject to the availability of Bank funds. Refer to the Funds Availability Policy at any of our branches. Customers can also refer to their Deposit Accounts Contract. Mi Banco Mobile is free-of-charge. You should check with your mobile service provider if charges for data transmission apply.
10Requires that the owners of both the sending account and receiving account be registered for the service. To register, you must have an active debit card from an ATH Móvil Service participating financial institution. The service will be free-of-charge until September 2, 2014, then a charge of $0.25 per transfer will be applied. Other restrictions apply. Go to athmovil.com to register and view the terms and conditions and the list of participating institutions. ATH Móvil is a service of the ATH® Network, EVERTEC Group, LLC.
11As long as the payment is made by 5:00 p.m. on a business day.
12Subject to credit approval. The annual fee for the Black Dual Account is $150 and for the Popular / AAdvantage® Visa Infinite card, $195. The APR is variable and may change. Currently, APR for purchases, balance transfers from other institutions, and convenience checks is 11.74%. Late payment fee up to $38. Returned payment fee $10. Regular fee for cash advances, balance transfers, and convenience checks: 2% of the amount (minimum $2, maximum $10). Grace period of 25 days on purchases. Balance is calculated based on average daily balance (including new purchases). American Express is a trademark of American Express. These cards are issued by Banco Popular under license from American Express.
13Subject to credit approval. Subject to the terms and conditions of the American Airlines AAdvantage® Program. American Airlines reserves the right to modify the AAdvantage® program at any time and without prior notice. American Airlines is not responsible for products or services offered by other participating companies. For more information on the AAdvantage® program go to www.aa.com. American Airlines and AAdvantage® are trademarks of American Airlines, Inc.
14Membership in the PREMIA® program is optional and free-of-charge for Popular One customers with a PMA account or Black Dual (Visa Infinite and Amex Black cards) account. If you are not a Popular One customer, membership in the PREMIA® program has an annual fee of $25. Subject to the terms and conditions of the PREMIA® program.
15OCIF Lic. B-1. Popular Mortgage is a division of Banco Popular de Puerto Rico.