Take control of your business accounts with Mi Banco Comercial¹

Service offered by Banco Popular de Puerto Rico. Member FDIC.

 Mi Banco Comercial (MBC) is available for FlexiCuenta de Negocios^® and B-Smart^®. MBC has a monthly fee of $10.00. The fee will be charged to the account used for the initial registration with Mi Banco Comercial. Requires an active ATH^® card to register. Mi Banco Comercial consists of various modules that can be acquired based on the needs of your business. Each module entails different fees. This service is not available in countries that are subject to the U.S. Treasury Office of Foreign Assets Control (OFAC), commercial embargoes or economic sanctions.

 The Business Payments service has a limit of one account per enrollment in Mi Banco Comercial. It entails a monthly charge of $5.00 and $0.40 charge per transaction in the account registered in the service. The service fees for the originated and received transactions are subject to the municipal sales and use tax (1%) and the state sales and use tax (10.5%). The account must have funds available before originating the payments. Returned transactions will incur a fee of $2.00 each. For your security, the 2-Step Verification Service must be activated.

 Mobile Easy Deposit: service is free and only for customers with commercial deposit accounts in Banco Popular (FlexiCuenta de Negocios® & B-Smart®) and available for customers selected according to the Bank’s eligibility criteria. Eligible clients may deposit up to $25,000 per day and $50,000 per month (up to 20 checks daily and 50 monthly). Checks deposited before 6pm on working days will be processed the same working day, subject to deposit verification and validation. In the back of the check to be deposited, you must include: signature, account number and the phrase “For Deposit Only at BPPR”. Confirm that you have the Mobile Easy Deposit service in the menu of our mobile app. Certain exceptions may apply. For details about the availability of funds, please refer to the Disclosure of Availability of Funds Deposited in Transaction Accounts (Regulation CC) in your Commercial Deposit Account Contract.

 For fraud prevention service of Reverse Positive Pay, a monthly fee of $10 will apply and a returned transaction fee of $15, regardless of the amount of the transaction.

 To export the reports, you must have access to the QuickBooks^® 2013 software or recent editions. QuickBooks^® is a registered trademark of Intuit Inc.

Banco Popular will not charge your bank account or your mobile phone account for these services. For more information about plan and charges associated with text messaging, check with your mobile phone provider. Text messaging charges will depend on your mobile phone plan.

 Deposits are subject to the Bank’s Fund Availability Policy.