Make payroll and supplier payments easier 24/7 with Popular Business Solutions1

Manage your payments online and reduce fraud in check transactions

Business Payments2 of Mi Banco Comercial3

For customers who have FlexiCuenta de Negocios® and B-Smart® accounts with an activated ATH® card. 

  • Make payroll payments to employees and supplier payments with accounts at any financial institution from any computer or smartphone with access to the Internet 24/7.
  • Process fixed, variable or future payments on the date you specify.
  • Authentication with a unique code for greater security in your transactions.
  • Obtain confirmation of your payments in Business Payments Receipts section.

To begin enjoying the Business Payments service:

Sign in to the platform (desktop version) and visit the Commercial Services section. If you are not enrolled in Mi Banco Comercial, you can  register now to benefit from the Business Payments service.

ACH Module4 of Web Cash Manager℠ 5

For customers who have commercial accounts with or without an activated ATH® card.

  • Make payroll payments to employees, suppliers and taxes.
  • Process variable or fixed payments on the same day6 or the date you specify and with any financial institution in the Automated Clearing House (ACH) network.
  • Import information to create a database.
  • Program your users’ levels of access and use a token to authenticate users for greater security.
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Are you looking for other payment alternatives?

Visit our Payment Services section to learn about our variety of services.

Learn more

Commercial Support Center

For more information about our products and services, call the Commercial Support Center at 787-756-3939 or 1-855-756-3939.

Visit the Help Center where you can find frequently asked questions about our products and services.

Learn more

Identify the tools available for your business.

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Services offered by Banco Popular de Puerto Rico. Member FDIC.

1

 Popular Business Solutions commercial products and services entail monthly charges and/or transaction volume charges according to the product or service purchased. For information and price details of commercial products and services, you may contact the Commercial Support Center at 787-756-3939, your Relationship Officer.

2  The Business Payments service has a limit of one account per enrollment in Mi Banco Comercial. It entails a monthly charge of $5.00 and $0.40 charge per transaction in the account registered in the service. The service fee for the originated and received transactions is subject to the municipal sales and use tax (1%) and the state sales and use tax (10.5%). The account must have funds available before originating the payments. Returned transactions will incur a fee of $2.00 each. Payments can only be processed to any financial institution affiliated to the “Automated Clearing House” (ACH) network. For your security, the 2-Step Verification Service must be activated.

3  There is a $10 monthly fee for Mi Banco Comercial. The fee will be billed to the account used for the initial registration with Mi Banco Comercial. Additional registrations using the same account will not incur fees. Registration requires an active ATH® card. This service is not available in countries that are subject to the U.S. Office of Foreign Assets Control (OFAC), commercial embargos or economic sanctions programs.

4  The ACH module service of Web Cash Manager℠ entails fee charges. This service is not available on countries that are subject to comprehensive U.S. Treasury (OFAC) trade embargoes or economic sanctions programs.

5  Web Cash Manager℠ consists of various modules that can be acquired based on the needs of your business. Each module entails different fees, which may vary based on the modules selected. For additional information on the costs, contact your relationship officer or the Commercial Support Center. This service is not available in countries that are subject to the U.S. Treasury Office of Foreign Assets Control (OFAC), commercial embargoes or economic sanctions.

6  The Same Day ACH service entails a $1.00 fee for each originated and qualifying transaction. ACH is the acronym for transactions processed through NACHA, The Electronic Payments Network. It does not apply transactions originated through Mi Banco Comercial and its Business Payments module. Only for files submitted for payment before 1:00 p.m. AST (Atlantic Standard Time) and for $100,000 or less. The daily and per-transaction monetary limit varies for each business customer according to the limits established at the time when the service was contracted. This service is not available in countries that are subject to the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC), trade embargoes, or economic sanctions programs.

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