Comparative Table

 
 
Commercial Credit Cards
PREMIA® Business RewardsPREMIA® Business Rewards MaxJetBlue BusinessVisa Corporate
CHARACTERISTICS
Credit Line1From $2,000From $5,000From $5,000From $10,000
Initial Fee$0$0$0$200
Annual Fee$0$95$99$20
Annual Fee Additional Card$0$0$0$20
APR for Purchases-% up to -%2 -% up to -%2 -% up to -%2 15.95%3 
APR for Cash Advances-% up to -%-% up to -%-% up to -%18.95%
Penalty RateNANANA19.95%
Cash Advance and Balance Transfer Fees2% of the advance; minimum $2, maximum $102% of the advance; minimum $2, maximum $102% of the advance; minimum $2, maximum $102% of the advance; minimum $2, maximum $10
Late Payment Fee$40$40$40$0
Fee for Returned Checks$10$10$10$10
Enrollment to Commercial Credit Card Manager4IncludedIncludedIncludedIncluded
INSURANCE AND TRAVEL ASSISTANCE SERVICES
International Emergency Medical Services5   Included
Car Rental5IncludedIncludedIncludedIncluded
Protection against unauthorized charges6IncludedIncludedIncludedIncluded
Purchase Protection5IncludedIncluded  
Price Protection5IncludedIncluded  
Extended Guarantee5IncludedIncluded  
Corporate Liability Waiver Insurance5IncludedIncluded Included
Baggage Delay and Baggage Loss Insurance5 Included  
Flight cancellation and/or delay trips Insurance7  Included 
Visa Concierge8IncludedIncluded  
Visa Luxury Hotel Collection8 Included  
Visa Airport Companion8 Included  
Mastercard Airport Experience9  Included 
ADDITIONAL BENEFITS
Maximum Number of Additional CardsUnlimitedUnlimitedUnlimitedUnlimited
Grace Period for PurchasesAt least 21 daysAt least 21 daysAt least 21 days27 to 32 days
REWARDS PROGRAM: PREMIA®10 and TrueBlue®11
Welcome Bonus10,000 PREMIA® points12 30,000 PREMIA® points13 30,000 TrueBlue® points14  
Accelerated Accumulation152X PREMIA® points for every $1 on purchases on restaurants, telecommunications, gas stations, and office supplies3X PREMIA® points for every $1 on purchases on travel (airlines and hotels), restaurants, telecommunications, gas stations, and office supplies3X TrueBlue® points for every $1 on JetBlue purchases.
2X TrueBlue® points for every $1 on purchases on hotels. 		 
Regular Accumulation1X PREMIA® point for every $1 on other purchases1X PREMIA® point for every $1 on other purchases1X TrueBlue® PREMIA® for every $1 on other purchases 
Accumulation LimitNo annual points limit No annual points limitNo annual points limit 

Cards issued by Banco Popular de Puerto Rico. JetBlue® and TrueBlue® are registered brands of JetBlue Airways Corporation.

1Subject to credit approval.

2The APR is variable and can change. The APR applicable for purchases is from -% to -%. The APR will be calculated using the Wall Street Journal's Prime Rate as a base, plus a margin. These APRs will depend on your credit history and Prime Rate when evaluating your application. The balance is calculated based on the average daily balance (including new purchases).

3Rate for purchases and balance transfers. The balance is calculated based on the average daily balance (including new purchases).

4Service is free of charge.

5Subject to the terms and conditions of the Policy. Call 787.758.0505 or toll-free at 1.800.981.9505 for more details.

6Does not apply to unauthorized use by the employee.

7Ticket purchases must be made with the JetBlue Business Mastercard and the primary credit card member's TrueBlue® number must be provided at the time of reservation. This benefit is not available on codeshared flights. The JetBlue Business Mastercard must be open seven (7) days before the travel date and the reservation must include the primary cardholder's TrueBlue® number seven (7) days before travel. If your JetBlue Business Mastercard is closed for any reason, this benefit will be cancelled.

8Subject to the terms and conditions of the program. Call 787.758.0505 or toll-free at 1.800.981.9505 for more details.

9Subject to the terms and conditions of the program. For more information visit MyCardBenefits.com.

10Subject to the terms and conditions of the PREMIA® Program. For information on points accumulation, expiration, and usage, as well as other terms and conditions, please visit popular.com/en/premia-program-terms.

11Subject to the terms and conditions of the Trublue Program. For information about the program, please visit trueblue.jetblue.com/terms-and-conditions.

12Welcome bonus will appear on your statement 4-6 weeks after making $3,000 in purchases within the first 90 days of opening the account. The account must be current and remain open to receive the bonus. Offer only applies to new accounts. It does not apply to a product exchange.

13Welcome bonus will appear on your statement 4-6 weeks after making $5,000 in purchases within the first 90 days of opening the account. The account must be current and remain open to receive the bonus. Offer only applies to new accounts. It does not apply to a product exchange.

14Welcome bonus will appear on your statement 4-6 weeks after making $5,000 in purchases within the first 90 days of opening the account. The account must be current and remain open to receive the bonus. Offer only applies to new accounts. It does not apply to a product exchange.

15Each business where you can make purchases is assigned a code that indicates the main business area. Popular is not responsible for the coding used by the merchant for the purposes of identifying transactions.