Comparative Table

 
 
Commercial Credit Cards
PREMIA® Business Rewards PREMIA® Business Rewards Max Visa Corporate
CHARACTERISTICS
Credit Line1 From $2,000 From $5,000 From $10,000
Initial Fee $0 $0 $200
Annual Fee First Card $0 $95 $20
Annual Fee Additional Card $0 $0 $20
APR for Purchases 17.74% up to 30.74%2 17.74% up to 30.74%2 15.95%3
APR for Cash Advances 28.74% up to 32.74% 28.74% up to 32.74% 18.95%
Penalty Rate NA NA 19.95%
Cash Advance and Balance Transfer Fees 2% of the advance; minimum $2, maximum $10 2% of the advance; minimum $2, maximum $10 2% of the advance; minimum $2, maximum $10
Late Payment Fee $40 $40 $0
Fee for Returned Checks $10 $10 $10
Enrollment to Commercial Credit Card Manager4

Incluido

Incluido

Incluido
INSURANCE AND TRAVEL ASSISTANCE SERVICES
International Emergency Medical Services5

Incluido
Car Rental5

Incluido

Incluido

Incluido
Protection against unauthorized charges6

Incluido

Incluido

Incluido
Purchase Protection5

Incluido

Incluido
Price Protection5

Incluido

Incluido
Extended Guarantee5

Incluido

Incluido
Corporate Liability Waiver Insurance5

Incluido

Incluido

Incluido
Baggage Delay and Baggage Loss Insurance5

Incluido
Visa Concierge7

Incluido

Incluido
Visa Luxury Hotel Collection7

Incluido
Visa Airport Companion7

Incluido
ADDITIONAL BENEFITS
Maximum Number of Additional Cards Unlimited Unlimited Unlimited
Grace Period for Purchases At least 21 days At least 21 days 27 to 32 days
PREMIA® PROGRAM8
Welcome Bonus 10,000 PREMIA® points9 30,000 PREMIA® points10
Accelerated Accumulation11 2x points for every $1 on purchases on restaurants, telecommunications, gas stations, and office supplies 3x points for every $1 on purchases on travel (airlines and hotels), restaurants, telecommunications, gas stations, and office supplies
Regular Accumulation 1x point for every $1 on other purchases 1x point for every $1 on other purchases
Accumulation Limit No annual points limit No annual points limit

For additional information contact the Commercial Support Center at 787.756.3939 or 1.855.756.3939.

Print

1Subject to credit approval.

2The APR is variable and can change. The APR applicable for purchases, balance transfers from other institutions and convenience checks is from 17.74% to 30.74%. The APR will be calculated using the Wall Street Journal's Prime Rate as a base, plus a margin. These APRs will depend on your credit history and Prime Rate when evaluating your application. The balance is calculated based on the average daily balance (including new purchases).

3Rate for purchases and balance transfers. The balance is calculated based on the average daily balance (including new purchases).

4Service is free of charge.

5Subject to the terms and conditions of the Policy. Call 787.758.0505 or toll-free at 1.800.981.9505 for more details.

6Does not apply to unauthorized use by the employee.

7Subject to the terms and conditions of the program. Call 787.758.0505 or toll-free at 1.800.981.9505 for more details.

8Subject to the terms and conditions of the PREMIA® Program. For information on points accumulation, expiration, and usage, as well as other terms and conditions, please go to popular.com/en/premia-program-terms.

9Welcome bonus will appear on your statement 4-6 weeks after making $3,000 in purchases within the first 90 days of opening the account. The account must be current and remain open to receive the bonus. Offer only applies to new accounts. It does not apply to a product exchange.

10Welcome bonus will appear on your statement 4-6 weeks after making $5,000 in purchases within the first 90 days of opening the account. The account must be current and remain open to receive the bonus. Offer only applies to new accounts. It does not apply to a product exchange.

11Each business where you can make purchases is assigned a code that indicates the main business area. Popular is not responsible for the coding used by the merchant for the purposes of identifying transactions.