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 To check whether you are eligible without impacting your credit score, you must access our digital platform. When you enter your information, an inquiry that does not affect your credit score (soft pull) will be performed. If you are eligible, you will be presented an offer with the credit limit and APR, valid for 10 days. If you accept the offer, an inquiry that may affect your score (hard pull) will be conducted. Applications submitted at branches or through Telemarketing (1 888 724 3653) require a hard pull from the start.