Search

Acceso Popular

The affordable account that earns interest1

If you're looking to manage your money with an affordable account, Acceso Popular is right for you. Make digital payments and transfers with Mi Banco and ATH Móvil and use the Visa debit card for in-store and online purchases. In addition, the savings section earns interest on balances of $500 or more.

Affordable:

  • $15 minimum deposit needed to open account.
  • Monthly fee of $3.00 if you do not receive e-Statements or Direct Deposits in the statement period.
  • Monthly fee of $2.50 if you receive your statement through e-Statement in the statement period.
  • Monthly fee of $2.00 if you receive a Direct Deposit in the statement period.
  • Monthly fee of $1.50 if you receive e-Statement and a Direct Deposit in the statement period.

Benefits:

  • Two sections under one account number:
    • ⚬ Transactions section: for daily use
    • ⚬ Savings section: for future use

      The savings section earns fixed interest if the average daily balance of the cycle  is $500 or more.

  • Visa debit card.
  • Optional automatic transfers starting at $5 from the transaction section to the savings section.
  • Optional Reserve Line of Credit of up to $50,0002.
  • More than 550 ATMs throughout the island to deposit checks3 and cash, pay bills, and withdraw money with your smartphone4.
  • TeleBanco Popular® available 24/7.
  • Transfer money with ATH Móvil5.
  • Access to Mi Banco and Mi Banco Mobile to check your balance, transfer money, make payments6 to over 5,000 merchants, deposit checks7, and more.
  • Ahorro Directo8: A service that rounds up your transactions to the next dollar and deposits the difference into the savings account of your choice.
  • Develop budgeting skills with the money management tool.

Security:

More Information:

Characteristics and Fees of the Acceso Popular account

Deposit Account Agreement

Frequently Asked Questions

If you're still unsure if this account is for you, visit our comparison table.

Open this account at one of our more than 150 branches throughout the island.