The affordable account that earns interest1
If you're looking to manage your money with an affordable account, Acceso Popular is right for you. Make digital payments and transfers with Mi Banco and ATH Móvil and use the Visa debit card for in-store and online purchases. In addition, the savings section earns interest on balances of $500 or more.
The savings section earns fixed interest if the average daily balance of the cycle is $500 or more.
Characteristics and Fees of the Acceso Popular account
If you're still unsure if this account is for you, visit our comparison table.
Open this account at one of our more than 150 branches throughout the island.
Member FDIC. Product offered by Banco Popular de Puerto Rico.
In the savings section an Interest Rate will be paid with an Annual Percentage Yield (APY), if the average daily balance of the cycle is equal or greater than $500.00. Requires a minimum deposit of $15 to open the account. Fees may reduce the earnings on the account. For more details of Acceso Popular account, consult with a Bank Consultant at any of our branches or access www.popular.com/en/checking-account/acceso-popular/.
Subject to credit approval. Certain restrictions apply. The Annual Percentage Rate (APR) for using the line of credit is 17.99% APR.
You can only use Easy Deposit only at ATMs that feature the Easy Deposit logo. All cash deposited before 9:30 p.m. on business days will be available immediately for all types of transactions. Cash deposits made after 9:30 p.m. on business days and on non-business days will only be available for purchases or withdrawals using the debit card. Checks deposited before 6:00 p.m. on a business day will be processed the same business day, subject to deposit verification and validation. To learn more about the availability of funds on deposited checks, please refer to the Bank's Policy for Availability of Funds at any of our branches or in the Deposit Account Agreement.
Retiro Móvil is a service offered by Banco Popular de Puerto Rico. This is a free service for customers who have an individual deposit account and/or business account (FlexiCuenta de Negocios® & B-Smart®) of Banco Popular and are registered in the Mi Banco Mobile application. To send cash you must have an active Banco Popular debit card. Non customers will be able to collect the cash at one of Banco Popular ATMs once they download the Mi Banco Mobile app and select Retiro Móvil. This service is available at all Banco Popular ATMs. Withdrawals are subject to the availability of funds of your account. Refer to the Funds Availability Policy at any of our branches. Customers can also refer to their Deposit Accounts Contract. Mi Banco Mobile is a service offered by Banco Popular de Puerto Rico and is free of charge. You should check with your mobile service provider if data transmission charges apply.
Requires that both the owner of the account and the person who will receive the transfer, be registered in the service. To register, you must have an active debit card with a participating financial institution with the ATH Móvil service. Only individuals age 13 years of age or older may use the service. Other restrictions apply. Please access athmovil.com to register and to view the terms and conditions or the list of participating institutions. ATH Móvil is a service of the ATH® Network from EVERTEC Group, LLC.
Deposits are subject to the provisions of the Bank's Funds Availability Policy. Easy Mobile Deposit is a free service and only for customers with commercial accounts (FlexiCuenta de Negocios® & B-Smart®) and/or individual deposit accounts in Banco Popular. Customers are selected according to the Bank's eligibility criteria. Checks deposited before 6:00 p.m. on a business day will be processed the same business day, subject to verification and validation of the deposit. In the back of the check to be deposited, you must include: signature, account number, and the phrase "For Deposit Only at BPPR".
The Ahorro Directo service applies to purchases made with your BPPR debit cards at points of sale (POS). Once enrolled, the service will be effective the next business day.