Acceso Universitario is the account designed for college students like you. The account is affordable, earns interest and does not require a monthly minimum balance.

Affordable:

  • No minimum deposit required to open
  • $0 monthly service fee when you receive direct deposit, otherwise the monthly fee will be $1.50. If you do not receive direct deposit but are enrolled for electronic statement (e-statement), the fee will be $1.00.
  • $0 insufficient funds fee

Benefits:

Security:

Requirements to open the Acceso Universitario account:

  • Be 18 years or older student
  • One of the following documents: college/university class program, student identification or college/university acceptance letter
  • A valid photo id issued by the government
  • Social Security card

More information:

Characteristics and Fees of the account Acceso Universitario

Deposit Account Agreement

Frequently asked questions .

If you are still unsure that this account is for you, use our comparison table.

Open this account at one of our more than 150 branches around the island.

Member FDIC. Product offered by Banco Popular de Puerto Rico. 

1

You can use Easy Deposit service only at ATMs that feature the Easy Deposit logo. All cash deposited before 9:30 p.m. on business days will be available immediately for all types of transactions. Cash deposits made after 9:30 p.m. on business days and on non- business days will only be available for purchases or withdrawals using the debit card. Checks deposited before 6:00 p.m. on a business day will be processed the same business day, subject to deposit verification and validation. To learn more about the availability of funds on deposited checks, please refer to the Bank's Policy for Availability of Funds at any of our branches or in the Deposit Account Agreement.

2

Retiro Móvil is a service offered by Banco Popular de Puerto Rico. This is a free service for customers who have an individual deposit account and/or business account (FlexiCuenta de Negocios® and B-Smart®) of Banco Popular and are registered in the Mi Banco Mobile application. To withdraw cash you must have an active Banco Popular debit card. Non clients will be able to collect the cash at one of Banco Popular’s ATMs once they download the Mi Banco Mobile application and select Retiro Móvil. This service is available at all Banco Popular ATMs. Withdrawals are subject to the availability of funds of your account. Refer to the Funds Availability Policy at any of our branches. Customers can also refer to their Deposit Accounts Contract. Mi Banco Mobile is a service offered by Banco Popular de Puerto Rico and is free of charge. You should check with your mobile service provider if charges for data transmission apply.

3

Requires that both the owner of the account and the person who will receive the transfer, to be registered in the service. To register, you must have an active debit card with a participating financial institution with the ATH Móvil Service. Only individuals who are 18 years of age or older may use the service. Other restrictions apply. Please access athmovil.com to register and to view the terms and conditions or the list of participating Institutions. ATH Móvil is a service of the ATH® Network from EVERTEC Group, LLC.

4

 Subject to availability of funds in your account.

5

Deposits are subject to the provisions of the Bank's Fund Availability Policy. Mobile Easy Deposit is a free service and only for customers in Banco Popular with individual deposit accounts and/or commercial accounts (FlexiCuenta de Negocios® & B-Smart®). Customers are selected according to the Bank’s eligibility criteria. Checks deposited before 6:00 p.m. on a business day will be processed the same business day, subject to verification and validation of the deposit. In the back of the check to be deposited, you must include: signature, account number and the phrase “For Deposit Only at BPPR”. 

6

The Ahorro Directo service applies to purchases made with your BPPR debit cards at points of sale (POS). By signing up, the service will be effective the next business day.

7

 Alerts and notifications by SMS is a free service Banco Popular de Puerto Rico offers its clients. Charges may apply for text messages or data excess according to your cell service plan. Check with your service provider to find out more about your plan.