Good news! For your benefit, we made significant changes to our overdraft fees practices, including eliminating the fee for returned transactions due to insufficient funds. Learn more.

Accesso Universitario is the account created for college students just as you. It's affordable, generates interest and does not require a minimum balance.

Account Features:

  • $0 minimum deposit needed to open account.
  • $0 monthly service fee, if you receive a Direct Deposit in the statement period;
  • $1.00 monthly service fee, if you do not receive Direct Deposit in the statement period and receive the monthly statement through e-statement; or
  • $1.50 monthly service fee, if you do not receive a Direct Deposit in the statement period.
  • ATH® Card and ATH® International card.
  • Two sections under the same account number: one for transactions and another for savings.
  • Fixed interest rates in the savings section, if the average daily balance of the cycle is equal or greater than $500.
  • Savings protection tool: withdrawals from the savings section must take place at a branch.
  • Automatic transfers starting at $5.00 from the transaction section to the savings section.

Requirements to open your Acceso Universitario account:

  • Evidence of your college/university class program, or
  • Your student identification card, or
  • Acceptance Letter of college/university
  • For students 18 years of age or older
  • Valid identification with photo issued by the government
  • Social Security Card

Characteristics and Fees of the account Acceso Universitario

Open your account today at  your nearest branch.

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Member FDIC. Product offered by Banco Popular de Puerto Rico.