A bank account for students pursing college or post-secondary studies.
Acceso Universitario is the account designed for college students like you. The account is affordable, earns interest and does not require a monthly minimum balance.
Affordable:
No minimum deposit required to open
$0 monthly service fee when you receive direct deposit, otherwise the monthly fee will be $1.50. If you do not receive direct deposit but are enrolled for electronic statement (e-statement), the fee will be $1.00.
$0 insufficient funds fee
Benefits:
Two sections under the same account number
Transaction section: for your daily use
Savings section: for future use
The savings section earns fixed interest if the average daily balance of the cycle is equal or greater than $500.
If you are still unsure that this account is for you, use our comparison table.
Open this account at one of our more than 150 branches around the island.
Member FDIC. Product offered by Banco Popular de Puerto Rico.
1
You can use Easy Deposit service only at ATMs that feature the Easy Deposit logo. All cash deposited before 9:30 p.m. on business days will be available immediately for all types of transactions. Cash deposits made after 9:30 p.m. on business days and on non- business days will only be available for purchases or withdrawals using the debit card. Checks deposited before 6:00 p.m. on a business day will be processed the same business day, subject to deposit verification and validation. To learn more about the availability of funds on deposited checks, please refer to the Bank's Policy for Availability of Funds at any of our branches or in the Deposit Account Agreement.
2
Retiro Móvil is a service offered by Banco Popular de Puerto Rico. This is a free service for customers who have an individual deposit account and/or business account (FlexiCuenta de Negocios® and B-Smart®) of Banco Popular and are registered in the Mi Banco Mobile application. To withdraw cash you must have an active Banco Popular debit card. Non clients will be able to collect the cash at one of Banco Popular’s ATMs once they download the Mi Banco Mobile application and select Retiro Móvil. This service is available at all Banco Popular ATMs. Withdrawals are subject to the availability of funds of your account. Refer to the Funds Availability Policy at any of our branches. Customers can also refer to their Deposit Accounts Contract. Mi Banco Mobile is a service offered by Banco Popular de Puerto Rico and is free of charge. You should check with your mobile service provider if charges for data transmission apply.
3
Requires that both the owner of the account and the person who will receive the transfer, to be registered in the service. To register, you must have an active debit card with a participating financial institution with the ATH Móvil Service. Only individuals who are 18 years of age or older may use the service. Other restrictions apply. Please access athmovil.com to register and to view the terms and conditions or the list of participating Institutions. ATH Móvil is a service of the ATH® Network from EVERTEC Group, LLC.
4
Subject to availability of funds in your account.
5
Deposits are subject to the provisions of the Bank's Fund Availability Policy. Mobile Easy Deposit is a free service and only for customers in Banco Popular with individual deposit accounts and/or commercial accounts (FlexiCuenta de Negocios® & B-Smart®). Customers are selected according to the Bank’s eligibility criteria. Checks deposited before 6:00 p.m. on a business day will be processed the same business day, subject to verification and validation of the deposit. In the back of the check to be deposited, you must include: signature, account number and the phrase “For Deposit Only at BPPR”.
6
The Ahorro Directo service applies to purchases made with your BPPR debit cards at points of sale (POS). By signing up, the service will be effective the next business day.
7
Alerts and notifications by SMS is a free service Banco Popular de Puerto Rico offers its clients. Charges may apply for text messages or data excess according to your cell service plan. Check with your service provider to find out more about your plan.
You are currently in Banco Popular of Puerto Rico's website (popular.com).
By clicking “Continue” you acknowledge the following:
You will be leaving Banco popular.com and entering a third-party website (linked website). The third-party website’s privacy policy and security practices may differ from BPPR.
BPPR is not responsible for the accuracy or content of information contained in this linked website and no guarantee is given that the information provided in this linked website is correct, complete, and up-to-date.
BPPR expressly disclaims all liability for, damages of any kind arising of, use reference to, or reliance on any information contained within the linked website.
This link does not constitute an endorsement by us of the third-party and its products and services.
You are currently in the insurance section of Popular, Inc.’s website (popular.com). By clicking “Continue” you acknowledge the following:.
You are leaving popular.com and entering a website owned and operated by Chubb Group (“Chubb”). The privacy policy and security practices of Chubb’s website may differ from those adopted by Popular.
Insurance products and services are offered by Popular Insurance LLC (“Popular Insurance”), a subsidiary of Popular, Inc. (“Popular”) and an affiliate of Banco Popular de Puerto Rico (“BPPR”).
Popular Insurance is a General Agency and Authorized Representative duly authorized by the Puerto Rico Insurance Commissioner’s Office to offer and sell life, variable life, variable annuities, disability, property and casualty, and title insurance and health related employee benefit services in Puerto Rico.
Insurance products are not deposits, are not insured by the FDIC or other Federal Government Agencies, and are not guaranteed by BPPR or any of its affiliates, including Popular.
Popular and BPPR do not offer, underwrite issue or sell insurance products.
If you acquire a travel insurance policy, the policy will be underwritten and issued by Chubb Insurance Company of Puerto Rico, a subsidiary of Chubb.
Chubb is not affiliated to Popular, Inc., Popular Insurance or BPPR.
Popular, Popular Insurance and/or BPPR are not responsible for the accuracy or content of the information contained in Chubb’s website and no guarantee is given that the information provided in such linked website is correct, complete, and up-to-date.
Popular, BPPR and Popular Insurance expressly disclaim all liability for damages of any kind, reference to, or reliance upon any information contained in the linked website.
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You are now leaving Banco Popular de Puerto Rico’s web page and being redirected to Popular Bank.
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You are now leaving the Puerto Rico region of Banco Popular de Puerto Rico’s web page and being redirected to the Virgin Islands’ region.
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Credit Reporting Disputes You have the right to dispute the accuracy of the credit information we have reported by writing to us and describing the specific information that is inaccurate or in dispute, and the basis for any dispute with supporting documentation, to the address below.
Banco Popular de Puerto RicoPO Box 71589San Juan PR 00936
Please write a letter with the following information:
Full name
Mailing address
Account number in question
Date of birth
A detailed description of the issue and the desire resolution.
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With this service, we offer you assistance on information about your products and banking services. For information about balances, making payments and/or transfers, you should log in to your Mi Banco Online account or call TeleBanco Popular® at 787.724.3650
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