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Cuenta Popular®

An affordable account with no overdraft fees.

Manage your money easily and enjoy access to Mi Banco, ATH Móvil1, an optional reserve line2, and more benefits with a Cuenta Popular® account.

Affordable

  • $0 overdraft fee, unavailable funds fee, or insufficient funds fee3.
  • $0 inactivity fee4.
  • $15 minimum deposit to open the account.
  • $3 monthly service fee if the daily balance is $250 or more in the statement period.
  • $5 monthly service fee if the daily balance is less than $250 in the statement period.

The first account in Puerto Rico that meets the national standards of the Bank On program for affordable, convenient, and moderate-cost accounts. Click here to view the answers to frequently asked questions.

Additional Benefits

  • Ahorro Directo9: A service that rounds up your transactions to the nearest dollar and deposits the difference into the savings account of your choice.

 

Security

More Information

  • If you’re still not sure if this account is right for you, visit our comparison table.
  • Open this account at any of our more than 150 branches throughout the island.