e-account provides the flexibility and convenience of opening an account from your smartphone or computer to make electronic transactions.
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IMPORTANT NOTICE USA PATRIOT Act.
The Section 326 of the USA PATRIOT Act requires financial institutions to obtain, verify, and record the information that identifies any person who opens an account. The U.S. government created this law as a measure to fight terrorism and money laundering. When you request to open an account:
• You will be asked to provide your name, residential or physical address, date of birth, Social Security number and any other information that allows us to accurately identify you.
• You will also be asked to show your driver’s license or other photo I.D. that is current and issued by the government.
When you request to open an account, you give the Bank your consent to obtain credit information, verify references with other financial institutions and use any commercial database to verify your identity.
Member FDIC. Product Offered by Banco Popular de Puerto Rico.
Under certain conditions, you may be required to provide certain information that must be submitted by you at one of our branches. Accounts are opened on business days only. If you attempt to open an account on a Saturday, Sunday or federal holiday, it will be processed the next business day.
You can only use Easy Deposit at ATMs that feature the Easy Deposit logo. All cash deposited before 9:30 p.m. on business days will be available immediately for all types of transactions. Cash deposits made after 9:30 p.m. on business and non-business days will only be available for purchases or withdrawals using the debit card. Checks deposited before 6:00 p.m. on a business day will be processed the same business day, subject to deposit verification and validation. To learn more about the availability of funds on deposited checks, please refer to the Bank’s Policy for Availability of Funds at any of our branches or in the Deposit Account Agreement.
Retiro Móvil is a service offered by Banco Popular de Puerto Rico. This is a free service for customers who have an individual deposit account and/or a business account (FlexiCuenta de Negocios® & B-Smart®) of Banco Popular and are registered in the Mi Banco Mobile app. To send cash, you must have an activated Banco Popular debit card. Non-customers will be able to collect the cash at one of Banco Popular ATMs once they download the Mi Banco Mobile app and select Retiro Móvil. This service is available at all Banco Popular ATMs. Withdrawals are subject to the availability of funds ion your account. Refer to the Funds Availability Policy at any of our branches. Customers can also refer to their Deposit Account Contract. Mi Banco Mobile is a service offered by Banco Popular de Puerto Rico and is free of charge. You should check with your mobile service provider if data transmission charges apply.
Subject to availability of funds in the account. Requires that both the owner of the account and the person who will receive the transfer, be registered in the service. To register, you must have an active debit card with a financial institution participating with the ATH Móvil service. Only individuals aged 13 years or older may use the service. Other restrictions apply. Please access athmovil.com to register and view the terms and conditions or the list of participating institutions. ATH Móvil is a service of ATH® Network from Evertec Group LLC.
Subject to availability of funds in the account. It can take up to five business days for certain merchants to receive payment. Certain restrictions apply.
Deposits are subject to the provisions of the Bank’s Funds Availability Policy. Easy Mobile Deposit is a free service and only for customers with commercial accounts (FlexiCuenta de Negocios® & B-Smart®) and/or individual deposit accounts in Banco Popular. Customers are selected according to the Bank’s eligibility criteria. Checks deposited before 6:00 p.m. on a business day will be processed the same business day, subject to verification and validation of the deposit. In the back of the check to be deposited, you must include: signature, account number, and the phrase “For Deposit Only at BPPR”.
The Ahorro Directo service applies to purchases made with your BPPR debit cards at points of sale (POS). Once enrolled, the service will be effective the next business day.
Subject to credit approval. Certain restrictions apply. The Annual Percentage Rate (APR) for using the credit line is 17.99% APR.