e-account

Your fully online checking account.

Open it now

Good news! For your benefit, we made significant changes to our overdraft fees practices, including eliminating the fee for returned transactions due to insufficient funds. Learn more.

Your online account

Do everything online1, from opening your account to conducting everyday transactions with Mi Banco , including ATH Móvil.

Affordable

$0 initial opening deposit, $0 minimum balance required, and $0 monthly service charge when you complete one of these actions.2

More ATMs

Access to over 600 ATMs throughout Puerto Rico, with services like Easy Deposit  and Retiro Móvil.

In addition, e-account offers:

  • $0 monthly service charge after completing ONE of the following: receiving a direct deposit, connecting to Internet Banking, or making an electronic payment using the automatic answering system or Internet Banking
  • In addition, you can order checks through TeleBanco Popular® or by visiting one of our branches4

Requirements:

  • A sole owner required to open the account
  • Available to customers 21 years of age and older
  • Only for residents of Puerto Rico and the US Virgin Islands
  • The account statement is received only electronically (e-statement)

E-account Characteristics and Fees

Open your e-account now

Still not sure if this is the right account for you? Check out our comparison table or read tips that will help you choose the account that suits you best.

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IMPORTANT NOTICE USA PATRIOT Act.
The Section 326 of the USA PATRIOT Act requires financial institutions to obtain, verify, and record the information that identifies any person who opens an account. The U.S. government created this law as a measure to fight terrorism and money laundering. When you request to open an account:

•  You will be asked to provide your name, residential or physical address, date of birth, Social Security number and any other information that allows us to accurately identify you.
•  You will also be asked to show your driver’s license or other photo I.D. that is current and issued by the government.

When you request to open an account, you give the Bank your consent to obtain credit information, verify references with other financial institutions and use any commercial database to verify your identity.

Member FDIC. Product Offered by Banco Popular de Puerto Rico.

1

 Under certain conditions, you may be required to provide certain information that must be submitted by you at one of our branches. Accounts are opened on business days only. If you attempt to open an account on a Saturday, Sunday, or federal holiday, it will be processed the next business day.

2

 $0 monthly service charge after completing ONE of the following: receiving a direct deposit receipt, connecting to Internet Banking, or making an electronic payment using the automatic answering system or Internet Banking. If you do not comply with one of the above mentioned requirements, the monthly charge is $5.95.

3

 Subject to credit approval. Certain restrictions apply. The Annual Percentage Rate (APR) for using the reserve line is 17.99% APR.

4

 To use checks, you must visit any of our branches to register your signature. Each check order has an additional cost. To order your checks, please call (787) 724-3659 (Puerto Rico) or 1-888-724-3659 (United States / Virgin Islands).