Member FDIC. Subject to funds availability. Any payment or transfer made before 5:00 p.m. of a business day will be processed after midnight of that day and will be displayed the following morning. Nevertheless, any payment made after 5:00 p.m. of a business day, on a holiday or weekend will be processed after midnight of the next business day and will be displayed the following morning. If your account has a Reserve line of credit, it could be debited to cover the transaction total, subject to interest fee as established in the deposit account contract.