e-account, the checking account that allows you to open and make transactions without leaving your home.

What does e-account have to offer?

  • Convenient online opening, without visiting a branch.
  • $0 minimum deposit needed to open account.
  • $0 monthly minimum balance.
  • $5.95 monthly service fee, not applicable if in the statement period you perform ONE of the following: Receive a Direct Deposit, a connection through Internet Banking or an electronic payment through the answering machine (VRU) or by Internet Banking
  • Youcan make an initial deposit up to $1,000 by transferring funds from another bank account in Puerto Rico or United States.
  • Sole Owner account
  • Up to $50,000 optional Reserve Line of Credit1
  • Order your checks through Mi Banco Online2
  • If you need more time to complete the information, save the changes and continue later.
  • ATH® Card and ATH International card; we'll send it to you through regular mail and you can validate it online!
  • Available for clients 21 years of age or older.
  • Welcome Bonus of 500 points in the PREMIA® Program.3

Characteristics and Fees of the account E-Account

Tips for choosing your account

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IMPORTANT NOTICE USA PATRIOT Act.

The Section 326 of the USA PATRIOT Act requires financial institutions to obtain, verify, and record the information that identifies any person who opens an account. The U.S. government created this law as a measure to fight terrorism and money laundering.

When you request to open an account:

  • You will be asked to provide your name, residential or physical address, date of birth, Social Security number and any other information that allows us to accurately identify you.
  • You will also be asked to show your driver’s license or other photo I.D. that is current and issued by the government.

When you request to open an account, you give the Bank your consent to obtain credit information, verify references with other financial institutions and use any commercial database to verify your identity.