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130 years Celebrating Together

Summer Challenge: Your 90-Day Guide to Abundance

Summer in Puerto Rico is pure magic — endless sunny days, postcard-worthy beaches, and the classic spontaneous Sunday chinchorreo.

But let’s be real: sometimes we spend a little more (or a lot more) than we planned. This year, we’re doing things differently. Because yes, it’s totally possible to have an amazing time while keeping your finances in check.

Welcome to the Summer Challenge: 90 Days of Abundance.

Here’s how it works: Each month, we’ll suggest a mission and a few ideas you can try. You don’t have to do something every single day — just pick the challenges that work best for you. The goal is for each small win to give you that satisfying feeling of, “Hey, I did it! This feels awesome.”

June: Financial Reality Check

This first month is all about waking up. No financial shame here. This is where you say, “Okay, it’s time to do something,” and start taking control. We’re bringing order — no pressure, just intention.

Mission of the Month: Know your numbers, identify your spending patterns, and figure out where your money is going.

Budget-friendly activities

  • Plan a sunset hangout with your personal cooler and homemade sangria.
  • Attend a free cultural event at a museum during free admission days.
  • Invite friends to a 2-for-1 deal and share some tapas.

July: Boosting Your Savings

Now that you’ve got clarity, it’s time to make your money work for you. It’s not about staying home all the time — it’s about being smart with every activity. Find that sweet spot where you enjoy life without compromising your financial future.

Pro tip: Get your friends and family involved in the challenge. Motivate them to find creative ways to save.

Mission of the Month: Save without pain. Use what you already have. Spend with purpose.

Budget-friendly activities

  • Try beach meal prep — save money by bringing your own lunch and drinks.
  • Explore Old San Juan on foot with a $20 budget for the whole afternoon.
  • Visit the Ponce Art Museum on free or discounted admission days.
  • Hike the trails of Guánica’s Dry Forest.

August: Long-Lasting Rewards

August is when everything clicks. You’ve identified your spending patterns, found smart ways to save without sacrificing fun… now it’s time to build sustainable systems.

Mission of the Month: Turn what you’ve learned into a routine and set long-term goals. Remember: what you repeat, sticks.

Budget-friendly activities

  • Visit a local farmers market for fresh produce.
  • Host a book swap with friends at a local park instead of buying new ones.
  • Explore Bayamón’s Paseo Lineal by bike.

We invite you to share this Summer Challenge: 90 Days of Abundance with your friends and family — and feel free to repeat your favorite challenges throughout the year.

And after that?

By the end of summer, you won’t just have a stronger wallet — you’ll have new habits that last beyond 90 days. This challenge isn’t about not spending — it’s about spending with intention. It is about eliminating financial uncertainty, without saying goodbye to the joy of living.

With all that in mind, have an amazing summer!