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Also known as hazard insurance, it only protects your home structure against risks such as fire, hurricanes, earthquakes, or vandalism.
If you’re renting out a home, this coverage will protect your investment against structural damages caused by fire, hurricanes, and earthquakes, among other risks.
This policy is a federal government requirement if your house has a mortgage and it’s located in a flood zone, according to the maps from the Federal Emergency Management Agency (FEMA).
Don’t leave home without first making sure you’ve turned off all appliances, including the washing machine and dryer. If you’re planning to be away for a long period, shut off the water valves to prevent broken pipes.
Protect children and guests from accidents. Cover the area around your pool with a fence or mesh specially designed for this purpose.
Pets are not only companions; they are also your responsibility. You will be held liable for any damages they cause to a person or property.
If you hire housekeepers and maintenance workers, you automatically become an employer. It is crucial that you have a State Workers Compensation policy from the State Insurance Fund Corporation to cover all work categories.
Insurance products are not deposits, are not insured by the FDIC or other government agencies, are not guaranteed by the bank, and may lose value.