Non Deductible IRAs

Non-Deductible IRAs allow you to save for the future but they do not represent tax savings the year you open them. Still they are tax exempt the moment you retire the money for any of the justificable reasons (i.e. at your retirement, build or purchase of your first house or paying for your children education).

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Which type of Non-Deductible IRA do you prefer?

Fixed Return IRAs

I want my deposits and interest to be insured and guaranteed.

Popular ROTH IRA

  • Tax-break at the time of withdrawal.
  • Available terms: 1, 2, 3, 5, 7 and 10 years.
  • Minimum initial deposit $500.
  • The interest rate is guaranteed for the term you choose.
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Variable Return IRAs

I want the opportunity to obtain a higher rate of return. I am willing to make long term investments.

Stock Market ROTH IRA

  • The interest generated is based on the Standard and Poor's 500 Index.
  • Minimum initial deposit $500.
  • The principal is insured by the FDIC.
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