The interest rate is guaranteed for the term you choose.
Interest exempt from contributions.1
Available terms: 1, 2, 3, 5, 7 and 10 years.
Minimum initial deposit $500.
The principal and interests are insured by the FDIC.
Additional Information
Penalty for withdrawals or cancellation before maturity date is the equivalent to 180 days interest.
Processing charge is $5 per instrument on withdrawals and returns for excess of contributions reaching age 75; and $50 per instrument for processing rollovers to an eligible institution
Deposit Instruments that are subject to legal process or garnishment, or to a request to hold or turn over your funds which are received from a Governmental Authority (including but not limited to the Department of the Treasury and the Federal Internal Revenue Service) or through court order, a fee of $50 may apply.
Please refer to the IRA Description and Disclosure Form for more information concerning, among other things, how the interest is calculated.
For additional information call TeleBanco Popular®.
Member FDIC. Member of the Federal Reserve System. Product offered by Banco Popular de Puerto Rico. IRA accounts are only available for current residents of the Commonwealth of Puerto Rico. Ask for the offer brochure and read it carefully before investing. Banco Popular de Puerto Rico offers various investment alternatives for IRA accounts. You may obtain detailed information at any of our branches to determine which investment alternative is most convenient for you. Certain restrictions apply.
1Interest earned on amounts contributed are not taxed if they are part of a distribution of a qualified withdrawal reason without penalty from PR Treasury Department or is distributed after age 60. Consult your tax advisor before investing in a ROTH IRA.
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You will be leaving Banco popular.com and entering a third-party website (linked website). The third-party website’s privacy policy and security practices may differ from BPPR.
BPPR is not responsible for the accuracy or content of information contained in this linked website and no guarantee is given that the information provided in this linked website is correct, complete, and up-to-date.
BPPR expressly disclaims all liability for, damages of any kind arising of, use reference to, or reliance on any information contained within the linked website.
This link does not constitute an endorsement by us of the third-party and its products and services.
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You are leaving popular.com and entering a website owned and operated by Chubb Group (“Chubb”). The privacy policy and security practices of Chubb’s website may differ from those adopted by Popular.
Insurance products and services are offered by Popular Insurance LLC (“Popular Insurance”), a subsidiary of Popular, Inc. (“Popular”) and an affiliate of Banco Popular de Puerto Rico (“BPPR”).
Popular Insurance is a General Agency and Authorized Representative duly authorized by the Puerto Rico Insurance Commissioner’s Office to offer and sell life, variable life, variable annuities, disability, property and casualty, and title insurance and health related employee benefit services in Puerto Rico.
Insurance products are not deposits, are not insured by the FDIC or other Federal Government Agencies, and are not guaranteed by BPPR or any of its affiliates, including Popular.
Popular and BPPR do not offer, underwrite issue or sell insurance products.
If you acquire a travel insurance policy, the policy will be underwritten and issued by Chubb Insurance Company of Puerto Rico, a subsidiary of Chubb.
Chubb is not affiliated to Popular, Inc., Popular Insurance or BPPR.
Popular, Popular Insurance and/or BPPR are not responsible for the accuracy or content of the information contained in Chubb’s website and no guarantee is given that the information provided in such linked website is correct, complete, and up-to-date.
Popular, BPPR and Popular Insurance expressly disclaim all liability for damages of any kind, reference to, or reliance upon any information contained in the linked website.
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Credit Reporting Disputes You have the right to dispute the accuracy of the credit information we have reported by writing to us and describing the specific information that is inaccurate or in dispute, and the basis for any dispute with supporting documentation, to the address below.
Banco Popular de Puerto RicoPO Box 71589San Juan PR 00936
Please write a letter with the following information:
Full name
Mailing address
Account number in question
Date of birth
A detailed description of the issue and the desire resolution.
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With this service, we offer you assistance on information about your products and banking services. For information about balances, making payments and/or transfers, you should log in to your Mi Banco Online account or call TeleBanco Popular® at 787.724.3650
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