¹Unsecured Loans Annual Percentage Rate (APR) is from 5.99% APR for 12 months after applicable discount, up to 29.99% APR. APR will be determined based on your credit history and will vary based on the term you choose. Terms available from 12 to 84 months, will depend on the amount of the loan. New loans start from $2,000 to $75,000. Discount: 0.50% when you take advantage of Direct Payment and have or open any of the following Popular products: deposit accounts (MultiCuenta®, MaxiPremium®, Popular Plus® and PMA®) or a credit card or reserve line of credit. Example: A loan of $5,000 with 5.99% APR for 12 months, after applying discounts to the base rate, would pay $430.31 per month. Certain restrictions apply. Base Rate for Secured Loans for loans up to $25,000 and CrediSaving up to $10,000, is 5.50%, minimum rate with discounts 5.25% APR. For Secured Loans loan over $25,000 the APR will be calculated: APY of the Deposit Certificate or Saving Account plus 3%. Example: A loan of $5,000 with 5.25% APR at 72 months would pay $81.11 monthly. Discounts: 0.25% when you sign up for Direct Payment. Subject to credit approval. Certain restrictions apply. Base rate for loans With Partial Collateral Secured is from 8.99% to 28.99% APR, minimum rate will depend on the percentage of guarantee to be granted as collateral from 25% to 99%. Example: A loan of $5,000 60 months with a 8.99% APR based on the credit score, after taking advantage of the 0.25% Direct Payment discount, and giving 75% in collateral, it will be reduced to a 6.12% APR and would pay $96.94. Subject to credit approval. Certain restrictions apply.

²Same day credit decision for applications received on working days from Monday to Friday from 8:00 AM to 1:00 PM via TelePréstamo Popular® or branches. Same day disbursement subject to branch schedules and to customer complies with all the approval requirements.

³You have the option to start paying your loan up to 90 days after disbursement; however, this does not constitute a forgiveness of interest accrued during this period; said interests will be prorated for the term of the loan. If any applicant is a covered debtor as defined by the Military Lending Act, the availability of this option is subject to the provisions of that Act