Personal Loans

Apply for a personal loan1 for anything you want.

Know your options!Call 787.294.2572

You could get a reply and your money the same day2

  • 0 payments for the first 90 days3
  • Discount when you enroll in for Direct Payment4
  • Direct disbursement to your Popular account5

Choose a loan according to your needs.

Consolidate your debts in a single payment, make improvements to your home, cover unexpected expenses, or enjoy a well-deserved vacation.


6.49% APR
APR on 12-month loans when you enroll in for Direct Payment.6

You could get money without a guarantee.

With Collateral7

6.24% APR
when you enroll in for Direct Payment.7

Use your savings account or a Certificate of Deposit as collateral.


6.24% APR
when you enroll in for Direct Payment.8

It helps you establish credit or prepare for that special event.

With Partial Collateral9

With competitive APRs.9

Lower your annual percentage rate (APR) as you increase your contribution.

Calculate your monthly payment10

Your monthly payment:


Interest rate between:


Your monthly payment:


Interest rate between:


How to start the
personal loan application process?

To apply you must:

  • Be a resident of Puerto Rico
  • Must be 21 years or more. If you are under 21, you must submit an emancipation or marriage certificate
  • Provide your Social Security number
  • Provide your income information

Frequently asked questions

  • You can apply online here, call 787.294.2572 or visit any of our branches.

  • Once you complete the application, you will receive an application number. For updated information, contact your consultant or call 787.294.2572.

  • A same-day credit decision applies to applications that contain all the information necessary for evaluation and are received on business days, Monday through Friday from 8:00 a.m. to 1:00 p.m. EST. Same-day disbursement is subject to branch hours and to the customer meeting all approval requirements. Other restrictions apply.

  • We have the option to pay loans through Mi Banco (from Mi Banco Mobile app and from the desktop version of Mi Banco through our website). In addition, for your convenience, we have Direct Payment, a service that gives you the peace of mind of making your payments on time, not missing due dates. Furthermore, if you enroll in Direct Payment during the application process, you could get a discount on the APR.