Personal Loans

Our Personal Loan Options

From
6.95%APR

With Collateral

Use your savings account or a Certificate of Deposit as collateral.

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From
7.99%APR

With Partial Collateral

Personal loan with lower interest rate than on an unsecured personal loan.

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From
8.99%APR

Without Collateral

Get money fast1 without warranty.

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From
6.95%APR

CrediAhorro

Build credit history.

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Which suits you?

 
 

Personal Loan

  • Fixed monthly payments
  • Borrow money long-term
  • Fixed low rate
  • Consolidate debts

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Lines of Credit

Learn the differences and identify which is best for you.

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See what's best for you

Think a personal loan is not for you because you prefer flexibility in your payments?

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How to apply?

  1. Online
  2. TelePréstamo Popular
    Call us at  787.294.2572
  3. Branch 
    Find your  nearest branch

We also offer you:

  • Applicable discounts to your APR
  • Same day answer and disbursement1
  • $0 payment for the first three months2
  • Up to 5,000 PREMIA®3 points
  • Optional Payment Protection Plan4
  • Express disbursement at any of our branches
  • Monthly payment with Direct Payment
 

Call TelePréstamo Popular® at
787.294.2572 or 1.888.724.3653 Monday through Friday:
8:00 AM to 7:00 PM and Saturday from 8:00 AM to 5:00 PM.


Product offered by Banco Popular de Puerto Rico.

1Same day credit decision for applications received on working days from Monday to Friday from 8:00 AM to 1:00 PM via TelePréstamo Popular® or branches. Same day disbursement subject to branch schedules and to customer complies with all the approval requirements.

2You have the option to begin to pay your loan 90 days after disbursement. Nevertheless, this does not constitute a waiver of accrued interests during that period. If the applicant is a covered borrower according to the definitions of Military Lending Act, the availability of this option is subject to the provisions of said law.

3Subject to the PREMIA® program terms and conditions. Not available on Virgin Islands.

4Obtaining this insurance is optional and can be cancelled at any time. Banco Popular will not condition your credit decision to the insurance purchase: or that you decide not to obtain the insurance from a non affiliated entity. Popular will not reject insurance presented by you for your transaction when it complies with the coverage, financial strength and the service requirements provided by the insurer. Insurance products are not a deposit or obligation of, or guaranteed by, Popular or its affiliates; they are not insured by the FDIC or any other United States agency, Popular or its affiliates.

5Subject to credit approval. Certain conditions apply.