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Call 787.294.2572 to apply for a personal loan.
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Products and services offered by Banco Popular de Puerto Rico. Member FDIC.
Subject to credit approval and the parameters established by the Bank. Certain restrictions apply.
Unsecured Loan: Annual Percentage Rate (APR) ranges from 6.49% APR for a 12-month term with applicable discount, up to 29.99% APR. The APR will be determined based on your credit history and varies depending on the selected term. Terms available range from 12 to 84 months, depending on the loan amount. New loans start from $2,000 up to $35,000 through our digital platform and up to $75,000 via Telemarketing or Branches. Discount available: 0.50% when enrolling in Direct Payment. Other discounts do not apply. Example: A $5,000 loan at 6.49% APR over 12 months, after applying the eligible discount, would result in a monthly payment of $431.46. Additional terms and conditions apply. Base rate for Secured Loans and CrediAhorro is 6.49% APR; minimum rate with discount is 6.24% APR. Available terms for Secured Loans range from 12 to 120 months. Loan amounts for Secured Loans range from $2,000 up to 100% of the collateral value. Available terms for CrediAhorro range from 12 to 72 months. Loan amounts for CrediAhorro range from $2,000 to $10,000. Discount available: 0.25% when enrolling in Direct Payment. Example: A $5,000 loan at 6.24% APR over 72 months, after applying the eligible discount, would result in a monthly payment of $83.43. Certain restrictions apply. Partial Collateral Loan: APR for the unsecured portion ranges from 6.99% to 29.99% APR. The minimum rate depends on your credit history, the percentage of collateral provided (from 25% to 99%), and the selected term. Available terms range from 12 to 84 months, depending on the loan amount. New loans start from $2,000 up to $75,000. Base rate for the secured portion is a fixed 6.49% APR. Discount available: 0.50% when enrolling in Direct Payment. Other discounts do not apply. Example: A $5,000 loan over 60 months with a 10.74% APR, after applying the available discount and providing 75% collateral, would be reduced to a 7.62% APR, resulting in a monthly payment of $100.48. Certain restrictions apply.
Subject to application through our digital platform, credit approval, and compliance with the parameters established by Banco Popular. If you prefer to apply for an amount greater than $35,000, apply with a co-applicant, wish to receive your funds by check, or want to renew your current loan, call 1.888.724.3653 (toll-free). The approval process may take longer if additional documents are requested as part of the verification process. The Bank may deny your application if you do not meet the required parameters and conditions. The Annual Percentage Rate (APR) is determined based on your credit history and depends on the term you choose. If the purpose of the loan is debt consolidation, the outstanding balance remains the customer’s responsibility. Certain conditions and restrictions apply.
Requires being the primary account holder on an active account with Popular to process the deposit electronically and applies only to unsecured loans with a single borrower. Same-day disbursement for applications with completed verification and final approval on or before 2:00 p.m.; funds are electronically deposited into your account the same day, on business days. For applications approved after 2:00 p.m., the disbursement will be processed the next business day. Business days are Monday through Friday, except federal holidays. Certain restrictions apply.
The offers presented on the online platform will have a validity period of 10 days. By selecting an offer, you authorize Banco Popular to make an inquiry into your credit report. This inquiry will be reflected in your credit report and may have an impact on your credit score.
