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Product offered by Banco Popular de Puerto Rico.

Subject to credit approval and compliance with the parameters established by Banco Popular. Certain restrictions may apply.

 Unsecured Loans:   The Annual percentage rate (APR) for Unsecured Loans is from 5.99% APR for 12 months, after applicable discount, up to 29.99% APR. APR will be determined based on your credit history and will vary based on the term you choose. Terms available from 12 to 84 months, will depend on the amount of the loan. New loans start from $2,000 to $75,000. Discount: 0.50% when you take advantage of Direct Payment. Other discounts do not apply. Example: A loan of $5,000 with 5.99% APR for 12 months, after applying the discount to the base rate, would pay $430.31 per month. Other terms and conditions may apply. Base Rate for Secured Loans for loans up to $25,000 and CrediSaving up to $10,000, is 5.50%, minimum rate with discount 5.25% APR. For Secured Loans loan over $25,000 the APR will be calculated: APY of the Deposit Certificate or Saving Account plus 3%. Example: A loan of $5,000 with 5.25% APR at 72 months would pay $81.11 monthly. Discount: 0.25% when you sign up for Direct Payment. Subject to credit approval. Certain restrictions apply. Partially Secured loans: The Annual percentage rate (APR) for the unsecured portion is from 6.49% to 29.99% APR, minimum rate will depend on the percentage of guarantee to be granted as collateral from 25% to 99% and will vary based on the term you choose. For the secured portion, the base rate is 5.50% fixed APR. Discount: 0.50% when you take advantage of Direct Payment. Other discounts do not apply. Example: a $5,000 60-month loan with an 10.24% APR based on the credit score, after discount and giving 75% in collateral, it will be reduced to 6.19% APR and would pay $97.11 monthly. Subject to credit approval. Certain restrictions apply.