Build credit with a personal loan

If you have no credit and are looking towards building it, CrediAhorro is your best option. This loan allows you to put your money into a Certificate of Deposit into which you will be paying every month for the term of the loan. The certificate becomes collateral and during the term of the loan, it earns interests. When you pay off your loan, Popular disburses you the money plus the interests earned unto the Certificate of Deposit.

  • Loans from $2,000 up to $10,000
  • 12 to 84 month terms
  • APR starting in 6.95%1
  • 0.25% discount for using Direct Payment
  • You don’t have to provide collateral
  • 100% guaranteed with a Certificate of Deposit
Apply now

Call TelePréstamo Popular® at
787.294.2572 or 1.888.724.3653 Monday through Friday: 8:00 AM to 7:00 PM and Saturday from 8:00 AM to 5:00 PM.

To apply for a loan you must meet the following criteria:

  • Be a resident of Puerto Rico
  • Be 21 years or older. If you are younger than 21, you must present a certificate of emancipation or marriage

Important documents when applying for a loan:

  • Email address (in order to easily reach you)
  • Monthly net income – Money you receive after deductions; information found in your pay stubs
  • Social Security number