With Partial Collateral

Do you want to get a personal loan with a lower interest rate than on an unsecured personal loan? Put part of your savings in a Certificate of Deposit and use them as collateral for your partial guarantee personal loan. This way you can get a personal loan with a lower interest rate than on an unsecured personal loan. Your Certificate of Deposit continues earning interest and after repaying the loan, the collateral and the earned interests are released. In addition, if you pay with Direct Payment , you qualify for a 0.25% discount.

This loan will offer you:

Cash contribution from 25% to 99% of the requested amount 

The more money you put into the Certificate of Deposit, the lower your interest rate 

Loans from $2,000 up to the maximum that you qualify for 

12 to 84 month terms 

APR starting in 7.73%1 

0.25% discount for using Direct Payment  

Your Certificate of Deposit continues generating interest 


Call TelePréstamo Popular® at
787-294-2572 or 1.888.724.3653 Monday through Friday: 8:00 AM to 7:00 PM and Saturday from 8:00 AM to 5:00 PM.

To apply for a loan you must meet the following criteria:

  • Be a resident of Puerto Rico
  • Be 21 years or older. If you are younger than 21, you must present a certificate of emancipation or marriage

Important documents when applying for a loan:

  • Email address (in order to easily reach you)
  • Monthly net income – Money you receive after deductions; information found in your pay stubs
  • Social Security number
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TeleBanco Popular®: 787.724.3659

Hearing impaired (TDD): 787.753.9677