Do you want to get a personal loan with a lower interest rate than on an unsecured personal loan? Put part of your savings in a Certificate of Deposit and use them as collateral for your partial guarantee personal loan. This way you can get a personal loan with a lower interest rate than on an unsecured personal loan. Your Certificate of Deposit continues earning interest and after repaying the loan, the collateral and the earned interests are released. In addition, if you pay with Direct Payment , you qualify for a 0.25% discount.
1Base rate starting from 7.73% APR, minimum depends on the percentage of the warranty granted as collateral. Example: a $5,000 loan at 7.21% APR for 72 months with a 75% collateral will have a monthly payment of $85.75. Discounts: 0.25% when you sign up for Pago Directo. Subject to credit approval. Certain conditions apply.
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