Without impacting your credit
Amount and payment terms2
in your Popular account
The calculator is for illustrative purposes only and is not part of the application process. The results of the calculation are estimates and may vary at the time of evaluating your application under the Bank's parameters.
Products and services offered by Banco Popular de Puerto Rico. Member FDIC.
Subject to applying through our digital platform, credit approval, and meeting the parameters established by Banco Popular. If you prefer to apply for an amount over $35,000, apply with a co-applicant, receive your funds by check, or renew your current loan, call 1.888.724.3653 (toll-free). The offers presented on the online platform will have a validity period of 10 days. By selecting an offer, you authorize Banco Popular to make an inquiry into your credit report. This inquiry will be reflected in your credit report and may have an impact on your credit score. The approval process may take longer if additional documents are requested as part of the verification process. The Bank may deny your application if you do not meet the required parameters and conditions. The Annual Percentage Rate (APR) is determined based on your credit history and depends on the term you select. If the purpose of the loan is debt consolidation, the balance of those debts remains the customer’s responsibility. Certain conditions and restrictions apply.
Calculate your monthly payment: Unsecured Loans: Illustrated monthly payment is an estimated calculation using an APR with Direct Payment discount, depending on the term you choose. Terms available from 12 to 84 months, depending on the amount of the loan.
Terms available from 12 to 84 months, will depend on the amount of the loan. New loans start from $2,000 up to $35,000 through our digital platform and up to $75,000 via Telemarketing or Branches. Discount: 0.50% when you accept Direct Payment. Other discounts do not apply. Example: A $5,000 loan for 12 months with 6.49% APR, after applicable discount of .50% when you accept Direct Payment, would pay 12 monthly payments of $431.46. A $15,000 loan for 72 months at 16.24% APR, after applicable discount of .50% when you accept Direct Payment, would pay 72 monthly payments of $327.36. Other terms and conditions available.
This does not constitute a waiver of interest accrued during this period; such interest will be prorated over the term of the loan. If any applicant is a covered borrower as defined by the Military Lending Act, the availability of this option is subject to the provisions of that law.
Requires being the primary account holder on an active account with Popular to process the deposit electronically and applies only to unsecured loans with a single borrower. Same-day disbursement for applications with completed verification and final approval on or before 2:00 p.m.; funds are electronically deposited into your account the same day, on business days. For applications approved after 2:00 p.m., the disbursement will be processed the next business day. Business days are Monday through Friday, except federal holidays. Certain restrictions apply.
