Consolidate loan or credit card debt2 into a single monthly payment.
Take advantage of our competitive rates that adjust to your needs and eliminate high-interest debt.
Set the time that best suits you to pay off your loan.
The calculator is for illustrative purposes only and is not part of the application process. The results of the calculation are estimates and may vary at the time of evaluating your application under the Bank's parameters.
Product offered by Banco Popular de Puerto Rico.
Subject to credit approval. If the purpose of the loan is to consolidate debt, Popular may require you to close the credit accounts you are consolidating. Certain restrictions apply.
The Annual percentage rate (APR) for Unsecured Loans is from 6.49% APR for 12 months, after applicable discount, up to 29.99% APR. APR will be determined based on your credit history and will vary based on the term you choose. Terms available from 12 to 84 months, will depend on the amount of the loan. New loans start from $2,000 to $75,000. Discount: 0.50% when you take advantage of Direct Payment. Example: A loan of $5,000 with 6.49% APR for 12 months, after applying the discount to the base rate, would pay $431.46 per month. Other terms and conditions may apply.
You have the option to start paying your loan up to 90 days after disbursement; however, this does not constitute a forgiveness of interest accrued during this period; said interests will be prorated for the term of the loan. If any applicant is a covered debtor as defined by the Military Lending Act, the availability of this option is subject to the provisions of that Act.
Same-day credit decision for applications that contain all the information necessary for evaluation and are received on business days, Monday to Friday from 8:00 a.m. to 5:00 p.m. EST. Same-day disbursement subject to hours of the channel you choose to complete the process: branches or disbursement through Mi Banco until 4:00 pm. and receiving all the information required to evaluate the application. Certain restrictions apply.
Direct loan disbursement requires registration in Mi Banco to process the deposit electronically and applies only for unsecured loans with a single debtor. If the purpose of the loan is to consolidate debts, the electronic disbursement will only allow the consolidation of debts with Banco Popular and the deposit of the surplus, if any, to a Popular account. Other terms and conditions may apply.
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