Without Collateral  Personal Loan

Get the money you are looking for, for all your needs!

Apply now! ¹

You can get rates starting at 5.99% APR on 12-month loans when you enroll in Direct Payment2

Simplify

Consolidate loan or credit card debt2 into a single monthly payment.

Save

Take advantage of our competitive rates that adjust to your needs and eliminate high-interest debt.

 

Choose

Set the time that best suits you to pay off your loan.

Calculate your monthly payment7

Your monthly payment:

$0 - $0
0% - 0% APR

Your monthly payment:

$0 - $0
0% - 0% APR

The calculator is for illustrative purposes only and is not part of the application process. Application subject to credit approval. Certain terms, restrictions and conditions apply.

Benefits:

  • Rates starting at 5.99% APR on 12-month loans2
  • From $2,000 to $75,000
  • Available terms range from 12 to 84 months, depending on the amount requested2
  • 0 payments for the first 90 days3
  • Same-day reply and money, if you qualify4
  • Discount for when you enroll in Direct Payment5
  • Direct disbursement to your Popular account, through Mi Banco, for loans with a single debtor6
Apply now! ¹ Compare our loans

How to start the
personal loan application process?

Online

Start now

Telephone

787.294.2572

Visit a branch

Find the nearest one

To apply you must:

  • Be a resident of Puerto Rico
  • Must be 21 years or more. If you are under 21, you must submit an emancipation or marriage certificate
  • Provide your Social Security number
  • Provide your income information

Educational section

Product offered by Banco Popular de Puerto Rico.

1

 Subject to credit approval. If the purpose of the loan is to consolidate debt, Popular may require you to close the credit accounts you are consolidating. Certain restrictions apply.

2

 The Annual percentage rate (APR) for Unsecured Loans is from 5.99% APR for 12 months, after applicable discount, up to 29.99% APR. APR will be determined based on your credit history and will vary based on the term you choose. Terms available from 12 to 84 months, will depend on the amount of the loan. New loans start from $2,000 to $75,000. Discount: 0.50% when you take advantage of Direct Payment. Example: A loan of $5,000 with 5.99% APR for 12 months, after applying the discount to the base rate, would pay $430.31 per month. Other terms and conditions may apply.

3

 You have the option to start paying your loan up to 90 days after disbursement; however, this does not constitute a forgiveness of interest accrued during this period; said interests will be prorated for the term of the loan. If any applicant is a covered debtor as defined by the Military Lending Act, the availability of this option is subject to the provisions of that Act.

4

 Same-day credit decision for applications that contain all the information necessary for evaluation and are received on business days, Monday to Friday from 8:00 a.m. to 1:00 p.m. EST. Same-day disbursement subject to branch hours and to the customer meeting all approval requirements. Other restrictions apply.

5

 Discount: 0.50% when you enroll in Direct Payment. Certain restrictions apply.

6

 Direct loan disbursement to your Popular account requires registration in Mi Banco to process the deposit electronically and applies only to loans with a single debtor. If the purpose of the loan is to consolidate debts, the electronic disbursement will only allow the consolidation of debts with Banco Popular and the deposit of the surplus, if any, to a Popular account. Other terms and conditions may apply.

7

 Calculate your monthly payment: Scoring ranges are only a guide for exercise purposes. Illustrated monthly payment is an estimated calculation using an average APR with Direct Pay discount and ratio applied. Subject to credit approval. Certain restrictions and conditions apply.