​Learn the differences between a personal loan and a line of credit, and identify which is better for you.


Personal Loan

Choose a personal loan if you…
  • Want to make fixed monthly payments
  • Want to know the exact date of when you'll finish paying off the loan
  • Are financially conservative and prefer loans instead of lines of credit
  • You have a line of credit with available balance to meet your future needs
  • Can provide a partial guarantee
  • You want to establish credit history
View loan options

Line of Credit

Choose a line of credit if…
  • You prefer having flexibility in your monthly payments
  • You are a college student
  • You do constant expenditure of money from your deposit account, but don't have much time to make deposits at the branch
Learn more


Call TelePréstamo Popular® at
787.294.2572 or 1.888.724.3653 Monday through Friday: 8:00 AM to 7:00 PM and Saturday from 8:00 AM to 5:00 PM.

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