Whether to buy the home of your dreams or refinance to lower your monthly payment, choose the mortgage loan that fits your needs.

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FHA(Federal Housing Administration)

If you’re thinking about buying your primary residence, this could be your option:

This loan is insured by the Federal Housing Administration (FHA). You can finance up to 96.5% of your primary residence’s sales price, which lowers the amount of your down payment. The maximum amount approved will depend on the municipality where the property is located.

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Conventional Conforming

If you’re considering buying or refinancing a property—whether it’s your primary residence, a second home or an investment property—this is the ideal mortgage product for you:

You can finance up to $424,100 for a single-unit property and even more for properties featuring from 2 to 4 units. If you meet the requirements set by investors, you’ll be eligible for the most competitive interest rates.

HomeStyle Conventional Mortgage icon

HomeStyle Conventional Mortgage 1(Fannie Mae)

Are you considering buying or refinancing a property in need of repairs or remodeling? This is your chance:

This loan is available for primary residences, second homes and investment properties. You have up to three months after closing to complete the repairs or improvements.

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Conventional Non-Conforming 2

Are you looking for a loan that gives you flexibility?

You can finance amounts in excess of $424,100 if you meet the requirements set by Popular for this type of loan.

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Rural Development

Do you have different options for purchasing a property in a suburban or rural area? This is the loan you should consider:

It is available for purchasing a residence in eligible rural areas. This loan offers considerable savings, as it requires no down payment as long as the property’s appraised value is equal to or greater than the sales price. It’s guaranteed by the United States Department of Agriculture (USDA). A refinancing option is also available for loans that were originally guaranteed by the USDA.

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VA

Are you a veteran, the surviving spouse of a veteran or a member of the National Guard? Here’s your solution:

This option allows you to finance or refinance up to 100% of the property’s price or appraised value and it’s guaranteed by the Veterans Administration (VA). You must meet the agency’s eligibility and qualification requirements. This loan may require payment of a funding fee.

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Streamline

If the time has come to lower your annual interest and/or monthly payment and you have an FHA, VA, or Rural Development loan, this is the mortgage for you:

The mortgage application and approval process is simpler because a new appraisal is not required. To apply, you must meet the eligibility requirements set by HUD, VA, and Rural Development.

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HARP(Home Affordable Refinance Program)

If your property’s value has decreased, this may be the solution you’re looking for:

HARP is a conventional non-conforming loan that will lower your monthly mortgage payment. Our mortgage experts are ready to offer valuable guidance.

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FHA 203k 3

More financing, more opportunities:

Buy or refinance to repair damage and make improvements. You could finance up to 110% of your property’s projected appraisal value.

MORTGAGE CENTERS:

Aguadilla Mall 787.891.6832Altamira 787.706.6130 • Arecibo 787.879.9081 • Bayamón 787.288.8505 • Caguas 787.653.4070 • Campo Rico 787.276.2200 • Canóvanas 787.757.2840 • Cayey 787.263.1270 Condado Gallery 787.723.8813 • Humacao 787.852.7393 • Mayagüez Bechara 787.806.1170 • Ponce Rambla 787.812.7730 • Ponce Towne Center Sur 787.290.5040 • Rexville Town Center 787.799.5820

NEW PROJECTS:

Metro 787.707.1600 • West 787.806.1195

CONEXIÓN POPULAR:

Arecibo 787.879.9081 • Metro 787.707.1720 South 787.812.7730 • West 787.806.1170